(Interview) Oriental Bank of Commerce Interview Question and Answers 2009

Expected Questions for All Banks Clerk and PO Interviews

Q Who is the Governor of Reserver Bank Of India?
Ans. Sh.D. Subarao is the governer of Reserve Bank of India.

Q Who is the Chairman and Managing Director of OBC?
Ans. Sh. Alok Kumar Misha is the Chairman and Managing Director of OBC.

Q Who are the Executive Directors of the OBC?
Ans. Sh. H. Ratnaker Hegde and Sh. S.C Sinha are the two executive directors of the OBC.

Q Who are the board of directors of OBC?
Ans:-
    Smt. Sumita Dawra.
    Sh. S.K.Newley.
    Sh. Umesh Kr. Khaitan.
    Sh. C.K. Sabharwal.
    Sh. Kamal Bhushan.
    Sh. Vijay Jagirdar.
    Sh. V.V. Sai Reddy.
    Dr. R.S. Maharishi.
    Sh. T. Valliappan.
    Sh. K.B.R. Naidu.

Q Where is the head office of OBC?
Ans. Head office of OBC is at Connaught Place New Delhi.

Q What is the Business Growth of the OBC for second quarter 2008 (30th june 2008)
Ans. Business Growth

Total business grows by 27.04% on YOY basis. Aggregate business reaches Rs.139271 cr. as on 30th June 2008 against Rs.109624 cr. as on 30th June 2007.
Deposit grows on YOY basis by 29.06% from Rs.64511 crore as on 30th June 2007 to Rs.83258 crore.

Advances grows on YOY basis at 24.16% from Rs. 45113 crore as on 30th June 2007 to Rs.56013 cr. as on 30th June 2008.

Education loan showed a sharp jump of 41.74% at Rs.618 cr. as against Rs.436 cr. during the same period last year.


Q What services OBC provides to customers?
Ans:-
    1.Internet Banking.
    2.Cash Management Services.
    3.DeMAT Services.
    4.NRI Services.
    5.Flexi Fixed Deposit Services.
    6.Tax Saving Term Deposit Services.
    7.Real Time Gross Settlement System (RTGS).
    8.NATIONAL ELECTRONIC FUNDS TRANSFER(NEFT).


Q. What is a bank?

Q. How many type of banks there are ?

Q. What is Banking Business?

Q. What is Accounting for Bank Accounts?

Q. What are the commercial roles of the Banks?

Q. What are the Economic functions of Banks?

Q. What is Bank Crisis?

Q. What are the different channels of Banking you use in your daily life?

Q. What is SLR?

Q. What are Repo rate and Reverse Repo rate?

Q. What is the difference between Bank Rate and Repo Rate?

Q. What is relation between Inflation and Bank interest Rates?

Q. Tell me about yourself or How would you describe yourself?

Q. What do you consider to be your greatest strengths/weaknesses? What are your negatives?

Q. What are your interests? hobbies? What do you like to do in your leisure time?

Q. What are most popular 2008 Events?

Q. What are most popular 2009 Current Events?

Q. List of Council of Ministers?