Current Affairs MCQ for UPSC Exams - 19 September 2019

Q1. The RBI has made it mandatory for banks to link all new floating-rate loans for housing, auto and MSMEs to external benchmark like repo from next month. Which of the following statements regarding the same stands true ?

1) It has often been noticed that lending rates of banks and NBFCs, including housing finance companies, are not responsive to changes in the RBI’s policy rate or the repo rate.
2) The main objective behind linking loans to an external benchmark was for faster transmission of monetary policy rates, particularly in a declining interest regime.
3) At present, there anchor rate forNBFCs, similar to banks, that is linked to the lending rate of a particular loan.

a) 1 & 2 only
b) 2 & 3 only
c) 1 & 3 only
d) all of the above

Q2. Consider the following pairs of fruits in India and their corresponding top producer states :

1) Mango : Andhra Pradesh
2) Pineapple : West Bengal
3) Citrus : Maharashtra
4) Banana :Tamilnadu
5) Apple : Himachal Pradesh

Which of the above pairs are correctly matched ?

a) 1,2& 3 only
b) 3,4 & 5 only
c) 1,2 & 4only
d) 2,3 & 5 only

Q3. Which of the following statements regarding the recently test fires ASTRA missile by the air force stands true ?

1) Astra, designed by the Defence Research Development Organisation (DRDO), is capable of engaging targets of different ranges and altitudes, including long-range as well as short-range targets.
2) The beyond-visual-range missile was launched from a MIG-30 flight as a part of user trials.
3) The missile can fly towards its target at a speed of over 5,555 kilometres per hour. It has a 15-kilogramme high-explosive pre-fragmented warhead as well.

a) 1 & 2 only
b) 2 & 3 only
c) 1 & 3 only
d) all of the above

Q4. Consider the following statements regarding Airspace administration :

1) Airspace is the portion of the atmosphere controlled by a country above its territory, including its territorial waters or, more generally, any specific three-dimensional portion of the atmosphere.
2) By international law, a states's "has complete and exclusive sovereignty over the airspace above its territory", which corresponds with the maritime definition of territorial waters as being 12 nautical miles out from a nation's coastline.
3) Airspace not within any country's territorial limit is considered international, analogous to the "high seas" in maritime law.

Which of the above statements are true ?

a) 1 & 2 only
b) 2 & 3 only
c) 1 & 3 only
d) all of the above

Q5. Recently an exercise of rehabitating deer population has been started under the smart city scheme of the Central government in the Kodiakkarai wildlife sanctuary located in which of the following states ?

a) Andhra Pradesh
b) Telangana
c) Tamilnadu
d) Karnataka

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Answer :

1. (a) 2. (c) 3. (c) 4. (d) 5.(c)