(GIST OF YOJANA) Development Through Digitization
Development Through Digitization
The world is getting digitized at a rapid pace in all aspects be it
enterprises making products and selling them, humans transacting their daily
lives and governments delivering social services to their citizens. The
astronomical pace of digital data generation, dropping costs of data storage and
compute infrastructure have enabled digitalisation at unprecedented levels which
is now being termed as the 4th Industrial Revolution. Government of India and
various State Governments have identified the transformational potential of
Digital India and have started proactive adoption of these technologies.
In the last few years, governance in India across sectors has been redefined
through business process reengineering, technology and data analytics.
Technology is reshaping the way government is designing and implementing
programmes. The use of technology has brought in better systems, greater
efficiency and is beginning to have profound impact on governance.
The government launched several major and minor e-governance and
digitalization programmmes which were all later brought into the fold of
“Digital India” programme. After the launch of 31 Mission Mode Projects under e-Kranti:
National e-Governance Plan 2.0, due to growing adoption of new platforms such as
“mobile” and “cloud”, a need was felt to reorient the Digital India Programme
with the vision of “Transforming e-Governance for Transforming Governance”. All
e-Governance projects now follow the key principles of e-Kranti namely
‘Transformation and not Translation’, ‘Integrated Services and not Individual
Services’, ‘Government Process Reengineering (GPR) to be mandatory in every MMP’,
‘ICT Infrastructure on Demand’, ‘Cloud by Default’, ‘Mobile First’, ‘Fast
Tracking Approvals’, ‘Mandating Standards and Protocols’, ‘Language
Localization’, ‘National GIS (Geo-Spatial Information System)’, ‘Security and
Electronic Data Preservation’.
Leading the Way in Financial inclusion
This is in stark contrast to how the governments worked before. During my
tenure in Kerala, I got a unique opportunity to work in the fisheries sector.
The task was to improve the livelihood of traditional fishermen. The sector was
riddled with middlemen, and fishermen were getting only 25 per cent of the
market price of fish.
The government formed self-help groups and provided them with new technology:
fibreglass crafts, outboard motors and fishing nets to enhance P their
productivity. Beach-level auctions were introduced so that earnings from their
daily catch could be deposited in their bank accounts. The biggest challenge was
to get bank accounts opened for the fishermen. It took us 10 months of chasing
physical banks and bank managers to get this done. The process of ‘Know Your
Customer’ (KYC) was a nightmare.
The JAM (Jan Dhan – Aadhaar – Mobile) trinity forms the basic data
infrastructure for the India Stack services consisting of e-KYC, eSign,
instantaneous payments (UPI) and file storage (Digilocker). It has been the
single largest factor for expansion of financial inclusion across the world.
According to the Global Findex Report 2017 released by World Bank, a whopping 55
per cent of all bank accounts created during 2014-17 were opened in India.
Through the Jan Dhan Yojana, which has led to opening of more than 31 crore new
bank accounts so far since 2014, the proportion of Indian adults with bank
accounts has increased from 53 per cent in 2014 to 80 per cent in 2017 now.
Public Finance and Public Procurement going Digital
The Public Financial Management System (PFMS) has led to the creation of a
financial management platform for all plan schemes, a database of all recipient
agencies, integration with core banking solution of banks, integration of state
treasurers and tracking of fund flow to the lowest tier of implementation of
plan schemes on real-time basis. PFMS has also led to just-in-time release of
funds and efficient management in the use of funds, including ultimate
utilisation. On March 28, Rs 72,000 or was digitally transacted through the PF
MS portal for 98 lakh transactions. This is a record of number of digital
transactions processed in a single day.
In 2016, Government e-Marketplace (GeM) was launched for single-window online
procurement of commonly used, small-value goods and services. The Central Public
Procurement Portal facilitates e-procurement for larger-value items (Rs 0.2
million or higher). GeM enables direct purchase, e-bidding, reverse e-auctions,
online registration facilities for government users, product sellers, and
service providers and provides a market place for government purchase. As of
April this year, there are already over 22000 government buyers, over 1 lakh
sellers and service providers, 2.31 lakh listed products with cumulative
transactions worth Rs. 6500 more. 44 per cent of these procurements have been
made from MSMEs.
Digitalisation of collection of direct taxes has led to huge benefits. The
Income Tax Department received 6.84 crore income tax returns in FY 17-18, a
growth of 26 percent and an additionality of more than one crore new tax
returns. 98.5 per cent of those IT returns have been filed online. The rollout
of the goods and services tax (GST) has resulted in a 50 per cent increase in
unique indirect taxpayers compared with the pre-GST system. This translates to a
substantial 3.4 million new indirect taxpayers leading to a radical
formalisation of the economy.
In the Pro-Active Governance and Timely Implementation (PRAGATI) programme,
Prime Minister has used technology to cut across departmental silos and
geographical boundaries to ensure speedy project implementation. He has dealt
directly with senior central and state officials to monitor, review and evaluate
progress of social sector schemes and infrastructure projects that were facing
severe bottlenecks. Through Video conferencing, the Prime Minister held 25
PRAGATI meetings and cleared over 227 projects worth more than Rs 10.5 lakh
Impact of Frontier Technologies
Analysis by Accenture reveals that Artificial Intelligence (AI) has the
potential to add US$ 957 billion, or 15 per cent of current gross value added,
to India’s economy in 2035. India offers unique challenges that can be solved by
application of AI. In addition, a recent Microsoft International Data
Corporation (IDC) study, ‘Unlocking the Economic Impact of Digital
Transformation in Asia Pacific’, predicts that digital transformation will add
$154 billion to India’s GDP by 2021, increasing the growth rate by 1 per cent
annually. In 2017, about 4 per cent of GDP was derived from digital products and
services created directly through the use of technologies like Cloud, Internet
of Things (IoT) and artificial intelligence (AI).
For years, India has been a complex nation, making it difficult for the
common man to access government services. The rapid adoption of digital
technology across sectors is making things easy and eliminating all forms of
human intervention. This has a major impact on the efficiency and effectiveness
Top 30 Innovations of the Atal Tinkering Marathon Showcased
In an effort to identify India’s best student innovators, Atal Tinkering Labs
of the Atal Innovation Mission (AIM) of IVITI Aayog, organized an Atal Tinkering
Marathon, a six month long nationwide challenge across six different thematic
areas, namely, clean energy, water resources, waste management, healthcare,
smart mobility and agri-tech.
On the eve of the National Technology Day, ATL Marathon’s Top 30 Innovations
were showcased through a booklet compiling the work done by the children, the
mentors, teachers and schools.
The Top 30 teams are being awarded with several prizes including a three
month-long ATL Student Innovator Program (ATL SIP) in partnership with industry
and start-up incubator. The goal of the Student innovator program is to test the
innovations in the community. Students will be trained on business and
entrepreneurship skills, including intellectual property, effective
communication, making an elevator pitch and so on. Additionally, ATL schools
will be offered a participation voucher to World Robotics Olympiad (WRO), which
is a global innovation challenge.
From over 650 innovations received, top 30 innovations have been identified
from 20 different States and Union territories from across India, full details
of which are available on the AIM website.