(THE GIST OF PIB) India Stack

(THE GIST OF PIB) India Stack


India Stack

  • Recently, India and Colombia signed a Memorandum of Understanding (MoU) on Cooperation in the field of Sharing Successful Digital Solutions Implemented at Population Scale which intends to promote digital transformation via India Stack.

About India Stack:

  • It is a set of Application Programming Interface (APIs) that allows governments, businesses, startups and developers to utilise a unique digital Infrastructure.
  • India Stack consists of three layers of open APIs: identity, payments, and data.
  • Although the name of this project bears the word India, the vision of India Stack is not limited to one country.
  • It can be applied to any nation, be it a developed one or an emerging one.

The four distinct technology layers provided are

  • Presence less layer: Where a universal biometric digital identity allows people to participate in any service from anywhere in the country.
  • Paperless layer: Where digital records move with an individual’s digital identity, eliminating the need for massive amounts of paper collection and storage.
  • Cashless layer: Where a single interface to all the country’s bank accounts and wallets to democratise payments.
  • Consent layer: This allows data to move freely and securely to democratise the market for data.
  • Some of the APIs that are a central part of India Stack: are Aadhaar Proof, Aadhaar e-KYC, e-Sign, Digital Locker, and Unified Payment Interface.



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Courtesy: PIB