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THE GIST of Editorial for UPSC Exams : 23 March 2020 (Can digital tools trigger behavioural shift in how Indians save?(Indian Express))



Can digital tools trigger behavioural shift in how Indians save?(Indian Express)



Mains Paper 3:Economy 
Prelims level:  Unified Payments Interface
Mains level:Behavioural shift in the Indian economy 

Context:

  • India and its central bank have done a tremendous job so far, to reach every nook and corner of the country to ensure rural branches or bank correspondents to cover every village and district. 
  • This is India’s chance to build on that success by using digital technologies and platforms such as WhatsApp.

Evolution of the Unified Payments Interface:

  • In the last few years, the Unified Payments Interface (UPI) is another such innovation which has demonstrated the promise of digital transactions. 
  • These were just the first steps in a series of reforms that brought India out of a crisis and into an era of sustained economic growth. 
  • In the last few years, the Unified Payments Interface (UPI) is another such innovation which has demonstrated the promise of digital transactions. 
  • India’s technology leaders have a unique architecture that can scale to serve hundreds of millions of users and bring more people into the financial system to enjoy all the benefits of a digital economy. 
  • UPI is also the first example of India’s public digital infrastructure which can go global and help solve for many complex problems related to poverty and financial inclusion.
  • In India, many of those working in urban centres support their families who continue to live in rural India. 

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Rise in the household consumption:

  • There are many studies which show that those who are working as construction labourers in cities like Mumbai, save a large chunk of their wages to send home through relatives or friends travelling back for a minimal fee. 
  • UPI and the Digital India initiative, sending and receiving money over WhatsApp is now as easy as making a phone call or sending a message and it is free.
  • Today people can send money using dozens of apps to one another or make a purchase at a local shop. 
  • In the future, we believe people will be able to do so much more, helping people and our overall economy. 
  • As per the latest Economic Survey released earlier this year, household savings has declined steadily over a six-year period of 2012-17 from over 7 to over 6.5 per cent. 
  • While this is one reason why household consumption is up, it is also a clear indication that for Indian households the potential of savings and turning them into investments is quite high. 

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Way ahead:

  • Research shows that access to financial products and services empowers people to achieve their dreams and prohibits them from falling into poverty. 
  • India and its central bank have done a tremendous job so far, to reach every nook and corner of the country to ensure rural branches or bank correspondents to cover every village and district. 
  • This is India’s chance to build on that success by using digital technologies and platforms such as WhatsApp.

Conclusion:

  • We are charting a unique path forward. 
  • Together we can build a more prosperous and Digital India.

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THE GIST of Editorial for UPSC Exams : 23 March 2020 (Judicious activism, not judicial activism: Time for judiciary to practice constitutional morality(Indian Express))



Judicious activism, not judicial activism: Time for judiciary to practice constitutional morality(Indian Express)



Mains Paper 2:Polity 
Prelims level:  Judicious activism
Mains level:Judicious activism and its major challenges 

Context:

  • The global and Indian economies reel under the Covid-19 pressure, so it is necessary to assess the overall economic slowdown.
  • The judiciary should practice the constitutional morality with respect to its own power of constitutional review of economic policies.

Government’s priority:

  • The Indian government wants to improve India’s profile in the World Bank’s Ease of Doing Business (EoDB) index.
  • It wants to do so to yield better external and internal investments, which are a shot in the arm that the Indian economy certainly needs.
  • In its efforts to improve investor confidence, it has introduced numerous legislations that provide boost to its rank on the EoDB index. 

In what parameter does India lag?

  • Under the parameter of “enforcing contracts”, India continues to lag behind even lesser economies. 
  • This parameter, while looking at dispute resolution capacities, reveals the challenges that a litigant faces in the Indian judicial system.
  • Delays and procedural breakdowns, lack of adequate remedy or proper enforceability of a judicial decree. 

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Remedy taken by the Parliament:

  • It enacted amendments to the Arbitration and Conciliation Act, 1996, and the Commercial Courts Act, 2015. 
  • Primarily, both these legislations aim at improving commercial litigation, especially those involving higher economic stakes. 
  • Yet, no mechanism or legislation comprehensively addresses resolution of disputes pertaining to vital infrastructure development projects.

What is the debate? 

  • A debate is on how far courts can intervene in developmental and economic policies of the state to balance divergent interests.
  • There is also a debate on whether contemporary jurisprudence is emblematic of more amped up and overzealous judicial activism. 
  • If there is any violation alleged against the governments undertaking such development exercises, they wind up in constitutional courts through the PIL route. 
  • Once there, these projects have the unfortunate tendency of beleaguering pendency.

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Should courts sit in review of these policies?

  • Judicial review and the oversight of courts are an inherent check and balance prescribed by the Indian Constitution. 
  • However, the apex court itself has upheld that when conducting a constitutional review, the courts must limit it to constitutionality.
  • It added that the courts should not delve into the intent of such policies, unless it is prima facie established to be born of mala fide intent. 
  • There are instances of excessive judicial activism that are viewed as stumbling blocks impeding a booming economy.
  • It is within this larger debate on the powers of judicial review and intervention that injunctions emerge as the central contention. 

What would be the effect of injunctive orders?

  • Injunctive orders have the capacity to offset developmental plans in motion, and their cost implications are significant. 
  • The Economic Survey of 2017-18 quantifies the costs of such delays. 
  • The cumulative value of multiple projects snagged by injunctions and interim orders was pegged at Rs 52,000 crore (in March 2017). 
  • On an average, such injunctions would remain in effect for over four years, thus causing severe delays.
  • In turn, it would add the overrun costs to the development projects. 

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THE GIST of Editorial for UPSC Exams : 21 March 2020 (Information war (Indian Express))



Information war (Indian Express)



Mains Paper 2:International Relations 
Prelims level:  Infowar
Mains level:Outcome of the infowar between states 

Context:

  • The Covid-19 pandemic has done nothing to improve intellects, and the usual suspects are still up to no good. 
  • The relatively insignificant OpIndia attributes the spread of infection in Southeast Asia to Muslim evangelism, while applauding Hindus there for continuing to observe festivals undeterred by the peril.

Background:

  • The two great powers have barely put a trade war behind them, and now Covid-19 has sparked off an unprecedented infowar in which journalists are cannon fodder. 
  • A month ago, the US authorities designated Chinese news organisations as foreign missions – an euphemism for propaganda units. 
  • Operationally, it only means that they must provide staff lists and cannot buy property without prior permission, but the message has been delivered. 
  • The affected bodies include the Xinhua news agency and the China Global Television Network, Beijing’s face to the world.

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Unprecedented infowar: 

  • A war on information is a self-goal for all because there is a huge deficit of knowledge on which action against the pandemic and the management of its economic, social and political fallout can be reasonably based.
  • Nations are taking extraordinary steps, and preparing to deliver emergency funding that is often in the tens of billions, if not more. 
  • The US has invoked wartime provisions to harness private plant capacity for the public good, and the EU has liberalised access of companies to government funds. 
  • Populations under isolation are dealing with restrictions not seen since the Great War, which will have wide-reaching economic effects. 
  • But initiatives for containment are actuated largely by prudence, rather than knowledge of the behaviour of the virus.
  • Perhaps influenced by the message from the WHO, the media has focused on the need for testing.

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Way forward:

  • India is being lauded for widening the ambit of testing to patients with atypical pneumonia, for instance. But the samples are not wholly random – they are drawn from a small fraction of the population who report illness – and has sampling bias built in. 
  • To estimate the development of the pandemic and its effects on nations, whole populations would have to be randomly sampled. 
  • Only the smallest nations have the wherewithal to do that. Liechtenstein, maybe, but not India or Russia. Besides, statistics indicates probabilistic ranges, not absolute figures. 
  • Going by the present data, the death rate could be far lower than that of the annual influenza, or very much higher. Also, terminal health data generally features confusing signal to noise ratios, because there is rarely a single cause of death.

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THE GIST of Editorial for UPSC Exams : 21 March 2020 (Janata curfew: PM Modi has taken on the Herculean task of convincing us to follow rules(Indian Express))



Janata curfew: PM Modi has taken on the Herculean task of convincing us to follow rules(Indian Express)



Mains Paper 2:Governance 
Prelims level:  Janata curfew
Mains level:Social issues related to health emergencies 

Context:

  • Prime Minister Modi has demanded a behaviour change from us in reference to social distancing in his call for a “janata curfew” on March 22. 

Major significance:

  • Speeches, when a leader demands behaviour change from his people, have become pivotal moments in history. PM Modi’s was a classic leadership speech: It had inspirational rhetoric a la Winston Churchill before the world war, and a dash of Mahatma Gandhi’s call to collective action. 
  • Modi knows he’s facing the Herculean task of convincing us to follow rules. What he introduced to the nation is a unique and radical concept for Indians. 
  • If there are rules, our first instinct is to figure out how to break them. 
  • A red light is optional. A queue sets into motion ideas on how to jump it. If entry is barred, there’s a way to get in. 
  • The government banned spam messages, but it took only two days for companies to find their way around it.

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Virtues of Hinduism:

  • Hinduism does not have the Ten Commandments or fatwas. Hinduism does not have a founder. We do not have to obey. 
  • Hinduism is left for every Hindu to interpret, which accounts for the common occurrence of two priests fighting at a wedding ceremony. 
  • The Bhagvad Gita is a dialogue and an argument. There are many interpretations of it and it is left for us to decide who is right. 
  • The Vedas set no rules. At their crux is philosophy and lifestyle suggestions. There is a strong Hindu tradition of questioning authority. If there is a debate on Hinduism, it is rare to find a space where all agree. 
  • We have an innate culture of individualism, and for centuries, we have learned how to beat a crippling bureaucratic system as a means of survival.

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Values of being obedient: 

  • Obedience is anathema to us, particularly this generation, and is taken as curb on personal freedom. 
  • Obedience is also anathema to the wealthy and privileged. Both groups like to be “special”. 
  • Obeying and doing one thing together makes both groups feel reduced and feel like sheep.
  • We have seen irresponsible behaviour — running away, hiding, and infecting other people. 
  • Prime Minister has taken on the impossible task of bringing obedience and discipline to our culture. In war and crises such as this one, making people obey rules is essential.

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Way forward:

  • With the economy heading for a battering, job losses, and businesses closing down, Modi is preparing the nation for when he will ask for sacrifices from the people. 
  • A sense of nationalism inspires sacrifice, just as when a nation is at war. That’s what he’s setting the ground for. And maybe people will now listen. 
  • With due respect to Arundhati Roy; this is not the time for a Republic of One. This is the time for One Republic.

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THE GIST of Editorial for UPSC Exams : 21 March 2020 (Coming to terms with biometrics in policing (The Hindu))



Coming to terms with biometrics in policing (The Hindu)



Mains Paper 3:Science and Tech 
Prelims level:  Biometrics 
Mains level:Uses of biometrics and its challenges to threat 

Context:

  • There is global consensus that the police charter need to focus equally on crime prevention and detection. 
  • The use of facial identification software will help the police on this focus but it is facing many challenges.

About dismaying paradox:

  • Citizens want newer crime control measures to keep them safe. 
  • At the same time, they resent smarter police innovations in the field because of perceived danger to individual rights and privacy. 
  • Surprisingly, the campaign against police experiments has a stand that the end should not justify the means used by state agencies. 
  • Although only by a few groups, this explains the sharp adverse responses to a counter-crime facial recognition technology. 
  • This technology seeks to make inroads into the underworld’s ability to escape the police detection. 

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Why the police use this technology?

  • Despite robust and aggressive policing, most of the police forces including the Indian police have been guilty of underperformance.
  • The criminals merge with the community to escape identification.
  • So, the police in many countries have sought the help of expert security agencies to scan faces seen in public spaces. 
  • This is with a view to run them against available databases of faces used in crime fighting.
  • The resistance especially in the United States and the United Kingdom, against facial recognition software, has been baffling. 
  • Its modest use in India explains the lack of public discourse on the pros and cons of facial identification software.

Criticisms: 

  • There are people who believe that this facial recognition technology discriminates against minorities and ethnic groups. 
  • This is an incomprehensible charge because the cameras take pictures at random rather than of specific segments of the population. 
  • The next opposition was from activists who focus on privacy violation. 
  • Criticism is mainly on the ground that recognition technology has many a time been found guilty of errors. 
  • These critics should remember is that our faces are already online in a number of places, for example, through increased use of CCTV cameras. 
  • When this is the reality, objecting to the police scanning people for the objective of solving a case under investigation is unreasonable.

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Key points favouring the use of this technology:

  • When there is no match of a face with existing records with the police, these data would be deleted. 
  • If the matched data is not required for further investigation, they would be deleted within a particular time frame. 
  • There are many instances in which cases were solved with the help of facial recognition. 

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Highlights the reveal of U.S. study in 2019:

  • Many of the facial recognition algorithms today are likely to misidentify members of some groups more frequently than they do of the others. 
  • The findings of this study raise doubts about the wisdom of employing facial recognition software indiscriminately. 
  • The study said that the error rates could perhaps be brought down by using a diverse set of training data. 
  • It is unclear whether the misidentification is due to bias built into the software. But the danger of misidentification cannot be brushed aside.

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Conclusion:

  • Ultimately, any modern technology is filled with hidden dangers. 
  • There is no claim of infallibility either by the software maker or by the person selling it or who advocates its deployment. 
  • Grave errors from its use are however few and far between. 
  • The facial recognition plays a vital role in criminal justice administration, just as the DNA testing establishes either the guilt or the innocence of a person arraigned for crime.
  • Over the years, there is a marked improvement in the way policemen handle digital evidence. 
  • The similar care and sophistication will soon mark criminal investigation by police forces across the globe.

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THE GIST of Editorial for UPSC Exams : 21 March 2020 (Centre, RBI must take adequate measures to prevent rupee volatility(The Hindu))



Centre, RBI must take adequate measures to prevent rupee volatility(The Hindu)



Mains Paper 3:Economy 
Prelims level:  Currency volatility
Mains level:Advantages and disadvantages of the currency volatility 

Context:

  • The rupee’s sharp slide past the 75-mark against the dollar, is likely to create a fresh set of challenges for the RBI and the Centre. 
  • The panic triggered by the Covid-19 pandemic is leading to heightened risk-aversion in global financial markets. 
  • The uncertainty surrounding the pandemic — over the time it could extend, its impact on the health and lives and the extent of damage it would do to the global economy — is making funds flee riskier assets such as emerging market currencies and move to the safety of dollar-denominated assets. 
  • That is probably why the dollar index has zipped past the 100-mark, and the CBOE volatility index is at a level last recorded in 2008. With the rupee crumbling, a source of stability for the Indian economy has receded somewhat. 

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Problems of recent currency downfall: 

  • The currency had been fairly steady last year, moving in a band between 68 and 72, helped by robust foreign investment flows. 
  • Foreign portfolio investors had net purchased around ₹1 trillion in Indian stocks in 2019 and ₹26,000 crore of Indian debt securities. 
  • Foreign direct investments were also 22 per cent higher in the period between April 2019 and January 2020 compared to the previous fiscal year. 
  • But the ongoing turbulence has made the Indian currency lose 4.87 per cent against the greenback this calendar year. 

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Overall currency performance is superior: 

  • The rupee’s performance is, however, superior to the currencies of Indonesia, South Korea, Thailand and Singapore, that have lost 7-12 per cent against the dollar since January.
  • The relatively superior performance of the rupee could be due to the benefit to our external account due to the slide in crude oil prices. 
  • However, a large part of this benefit has been nullified by the relentless selling by FPIs this year — amounting to ₹50,000 crore of net outflow from debt and ₹26,000 crore out of Indian equity. 
  • This has been dragging the rupee lower, despite the RBI’s measures to contain volatility in the forex market through the US dollar sell/buy swap auctions.

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Need to proper utilise the weakness of rupee: 

  • It may be argued that some amount of rupee weakness is good, from the exporters’ point of view. 
  • Also, the rupee’s 36-currency trade weighted real effective exchange rate at 119 as on February this year, could also lead to the RBI allowing the rupee depreciate a little further, as it makes our exports more competitive. 
  • But the benefits of a weak rupee need to be weighed against the possibility of imported inflation and the stress on corporates who have borrowed overseas.
  • It is also a moot point whether export demand will pick up in the short run when shipments are not happening.
  • While a steady rupee decline is par for the course, sudden declines can be quite disruptive to economic activity and investor confidence. 

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Conclusion: 

  • The RBI has the option of using its ample forex reserves to contain this volatile phase, if it persists.

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THE GIST of Editorial for UPSC Exams : 21 March 2020 (Unfair rules in Odisha’s mining auction (The Hindu))



Unfair rules in Odisha’s mining auction (The Hindu)



Mains Paper 3:Economy 
Prelims level:  Auction merchant mines
Mains level:Need to classification of auction merchant mines

Context:

  • The auction of iron ore merchant mines expiring on March 31, 2020, has been successfully completed by the Odisha Government and the Letter of Intents to the successful bidders are being issued. 
  • The successful conduct of auctioning brings in focus a large number of issues.

Classification of auction merchant mines:

  • The auctioned merchant mines were classified into two categories: captive and non-captive/open category. 
  • Only five mines were classified as captive and balance 14 mines as non-captive/open. 
  • These five captive mines accounted for around 30 per cent of the total auctioned reserves and the balance 14 mines, 70 per cent. 
  • While for a mine reserved as captive, only end-users could bid, the open category blocks could be bid by both captive as well as merchant miners. 
  • The access and option available to the end-users in bidding was not available to merchant/standalone miners.

Why the classifications are essential? 

  • This classificationlaid the foundation of an absence of a level-playing field where the end-users had a distinct advantage vis-à-vis the standalone miners. 
  • The lack of correspondence between the classification of mines and access of participation in the auction process is the main contributor to the present outcome of the auction process. 
  • Had the auctioned mines earlier operated by merchant miners been offered to only merchant miners, or had the classification permitted only end-users to bid for captive mines and merchant miners to bid for open category mines, the outcomes would have been somewhat different and more sensible. 

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Outcome of the auction: 

  • The auction outcome is perplexing. It has presented an unprecedented scenario of winning bids’ premium ranging from 90.9 per cent to 154 per cent. 
  • This clearly shows that for every ₹100 a bidder earns from its sale, it has to pay premium starting from ₹90.9 to as high as ₹154. 
  • A bidder in addition to the revenue-share premium, has to pay royalty, dead rent, District Mineral Foundation (DMF), National Mineral Exploration Trust (NMET) and other statutory dues of about 17 per cent. He has to incur the cost of production, salary and other operating expenses.
  • The results show that the successful bidder has to incur a cost by way of premium and other statutory duties/levies which is much more than what it earns. 
  • The rationale of such a model is incomprehensible. 
  • The present auction policy discriminates against the standalone miners by incentivising the end-users as they have the ability to absorb and accommodate the high cost of revenue-share and other associated cost in their value-added activities and ultimately in the price of the final product. This privilege is not available to standalone miners.
  • Auctions were held for total estimated iron ore resource of about 1,788 million tonnes (mt). Out of this, 527 mt was reserved for end-users and the balance 1,261 mt earmarked for open category for which captive and merchant miners could bid. 
  • The outcome reveals that of 1,261 mt reserves meant for open category, the end-users/steel-makers bagged 923 mt.

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Steel-makers gain:

  • It is also important to observe that a steel-maker having won four leases (two captive and two end-users) will have control over 65 per cent of the total auctioned reserves. 
  • Two steel-makers with five mines will account for 75 per cent of the resources.
  • This will show that the sector is getting polarised where few steel-makers will have dominant control over the resources and hence production, leading to a very skewed and asymmetric situation.

Critical aspect of auction:

  • The most critical aspect of auction is the exorbitant revenue sharing premium in each case of a successful bidder. 
  • The revenue as per the tender document is calculated by multiplying the mineral dispatched during a month with the sale price declared by the Indian Bureau of Mines (IBM). 
  • The future will revolve around the IBM declared price. Currently the average price in a month of sales made by merchant miners is taken as the IBM-declared price. 
  • The spread of the consumer base and the prices at which merchant miners sell to different customers and very often different merchant miners serving to overlapping customers, has given rise to a situation where IBM declared prices are fair and transparent.
  • In a sense the IBM declared price is representative of the market prices except where there could be a time lag in publishing the IBM prices vis-à-vis current market prices. 
  • In the new regime where the market is dominated by few end-users, the IBM prices being vulnerable to manipulation can’t be ruled out. 
  • IBM will be at the receiving end. Like a tariff authority empowered with statutory and regulatory powers, IBM needs to be equipped and empowered to address the pricing issues in the new regime.
  • It is possible that IBM prices can be influenced or even suppressed by both captive or non-captive miners by selling iron ore to their sister concern and related parties by entering into schemes of arrangement. 

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Way ahead: 

  • Therefore, the government has to take measures to ensure that IBM declared prices are fair, transparent and confirming to arm’s length principle, otherwise government revenue in the form of revenue sharing premium, royalty and GST will be adversely impacted.
  • Non-captive and non-related sales by captive or merchant miners should be the guiding principle for fixing the IBM prices.
  • The principle that has been adopted for revenue sharing and valuation of estimated reserves in the tender document needs to be followed in its true spirit by the winning bidders during their lease terms.

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(E-Book) KURUKSHETRA MAGAZINE HINDI PDF - MAR 2020

 (E-Book) KURUKSHETRA MAGAZINE PDF - MAR 2020 (HINDI)

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Test Booklet Series: B

Directions for the following 8 (eight) items : Read the following seven passages and answer the items that follow the passages. Your answers to these items should be based on the passages only.

Passage -1

Disruption of traditional institutions, identifications and loyalties is likely to lead to ambivalent situations. It is possible that some people may renew their identification
with traditional groups whereas others align themselves with new groups and symbols emergent from processes of political development. In addition, political development tends to foster group awareness of a variety of class, tribe, region, clan, language, religion, occupation and others.

1. Which one of the following is the best explanation of the above passage?

(a) Political development is not a unilinear process for it involves both growth and decay.
(b) Traditional societies succeed in resisting positive aspects of political development.
(c) It is impossible for traditional societies to break away from lingering loyalties.
(d) Sustenance of traditional loyalties is conducive to political development.

Answer : A

Passage - 2

There has been a significant trend worldwide towards regionalism in government, resulting in a widespread transfer of powers downwards towards regions and
communities since 1990s. This process, which involves the creation of new political entities and bodies at a sub-national level and an increase in their content
and powers, is known as devolution. Devolution has been characterized as being made up of three factors—political legitimacy, decentralization of authority
and decentralization of resources. Political legitimacy here means a mass demand from below for the decentralization process, which is able to create a political force for it to take place. In many cases, decentralization is initiated by the upper tier of government without sufficient political mobilization for it at the grassroots level, and in such cases the decentralization process often does not fulfil its objectives.

2. Which among the following is the most logical, rational and critical inference that can be made from the above passage?

(a) Emergence of powerful mass leaders is essential to create sub-national political entities and thus successful devolution decentralization.
(b) The upper tier of government should impose devolution and decentralization on the regional communities by law or otherwise.
(c) Devolution, to be successful, requires a democracy in which there is free expression of the will of the people at lower level and their active participation at the grassroots level.
(d) For devolution to take place, a strong feeling of regionalism in the masses is essential.

Answer : C

Passage - 3

We live in digital times. The digital is not just something we use strategically and specifically to do a few tasks. Our very perception of who we are, how we connect
to the world around us, and the ways in which we define our domains of life, labour and language are hugely structured by the digital technologies. The digital is everywhere and, like air, invisible. We live within digital systems, we live with intimate gadgets, we interact through digital media, and the very presence and imagination of the digital has dramatically restructured our lives. The digital, far from being a tool, is a condition and context that defines the shapes and boundaries of our understanding of the self, the society, and the structure of governance.

3. Which among the following is the most logical and essential message conveyed by the above passage?

(a) All problems of governance can be solved by using digital technologies.
(b) Speaking of digital technologies is speaking of our life and living.
(c) Our creativity and imagination cannot be expressed without digital media.
(d) Use of digital systems is imperative for the existence of mankind in future.

Answer : B

Passage -4

The IMF has pointed out that the fast growing economies of Asia face the risk of falling into `middle-income trap’. It means that average incomes in these countries, which till now have been growing rapidly, will stop growing beyond a point—a point that is well short of incomes in the developed West. The IMF identifies a number of causes of middleincome trap—none of which is surprising— from infrastructure to weak institutions, to less macroeconomic conditions. overall
cause, says IMF, is growth of productivity.

4. Which among the following is the most logical, rational and critical inference that can be made from the above passage?

(a) Once a country reaches middleincome stage, it runs the risk of falling productivity which leads to stagnant incomes.
(b) Falling into middle-income trap is a general characteristic of fast growing economies.
(c) There is no hope at all for emerging Asian economies to sustain the growth momentum.
(d) As regards growth of productivity, the performance of Asian economies is not satisfactory

Answer : D

Passage - 5

An innovative India will be inclusive as well as technologically advanced, improving the lives of all Indians. Innovation and R&D can mitigate increases in social inequality and relieve the pressures created by rapid urbanization. The growing divergence in productivity between agriculture and
knowledge-intensive manufacturing and services threatens to increase income inequality. By encouraging India’s R&D labs and universities to focus on the needs of poor people and by improving the ability of informal firms to absorb knowledge, an innovation and research agenda can counter this effect. Inclusive innovation can
lower the costs of goods and services and create income-earning opportunities for the poor people.

5. Which among the following is the most logical and rational assumption that can be made from the above passage?

(a) Innovation and R&D is the only way to reduce rural to urban migration.
(b) Every rapidly growing country needs to minimize the divergence between productivity in agriculture and other sectors.
(c) Inclusive innovation and R&D can help create an egalitarian society.
(d) Rapid urbanization takes place only when a country’s economic growth is rapid.

Answer : C

Passage - 6

Climate change is likely to expose a large number of people to increasing environmental risks forcing them to migrate. The international community is yet
to recognize this new category of migrants. There is no consensus on the definition and status of climate refugees owing to the distinct meaning the term refugees carry under international laws. There are still gaps in understanding how climate change will work as the root cause of migration. Even if there is recognition of climate refugees, who is going to provide protection? More emphasis has been given to international migration due to climate change. But there is a need to recognize the migration of such people within the countries also so that their problems can be addressed properly.

6. Which of the following is the most rational inference from the above passage?

(a) The world will not be able to cope with large-scale migration of climate refugees 
(b) We must find the ways and means to stop further climate change.
(c) Climate change will be the most important reason for the migration of people in the future.
(d) Relation between climate change and migration is not yet properly understood.

Answer : D

Passage - 7

Many farmers use synthetic pesticides to kill infesting insects. The consumption of pesticides in some of the developed countries is touching 3000 grams/hectare.
Unfortunately, there are reports that these compounds possess inherent toxicities that endanger the health of the farm operators, consumers and the environment. Synthetic pesticides are generally persistent in environment. Entering in food chain they destroy the microbial diversity and cause ecological imbalance. Their indiscriminate use has resulted in development of resistance among insects to insecticides, upsetting of balance in nature and resurgence of treated populations. Natural pest control using the botanical pesticides is safer to the user and the environment because they break down into harmless
compounds within hours or days in the presence of sunlight. Plants with pesticidal properties have been in nature for millions of years without any ill or adverse effects on the ecosystem. They are easily decomposed by many microbes common in most soils. They help in the maintenance of biological
diversity of predators and the reduction of environmental contamination and human health hazards. Botanical pesticides formulated from plants are biodegradable
and their use in crop protection is a practical sustainable alternative.

7. On the basis of the above passage, the following assumptions have been made :

1. Synthetic pesticides should never be used in modern agriculture.
2. One of the aims of sustainable agriculture is to ensure minimal ecological imbalance.
3. Botanical pesticides are more effective as compared to synthetic pesticides.

Which of the assumptions given above is/are correct?

(a) 1 and 2 only
(b) 2 only
(c) 1 and 3 only
(d) 1, 2 and 3

Answer : B

8. Which of the following statements is/ are correct regarding biopesticides?

1. They are not hazardous to human health.
2. They are persistent in environment.
3. They are essential to maintain the biodiversity of any ecosystem.

Select the correct answer using the code given below.

(a) 1 only
(b) 1 and 2 only
(c) 1 and 3 only
(d) 1, 2 and 3

Answer : A

9. Certain 3-digit numbers have the following characteristics :

1. All the three digits are different.
2. The number is divisible by 7.
3. The number on reversing the digits is also divisible by 7.

How many such 3-digit numbers are there?

(a) 2
(b) 4
(c) 6
(d) 8

Answer : B

10. Examine the following statements :

1. All colours are pleasant.
2. Some colours are pleasant.
3. No colour is pleasant.
4. Some colours are not pleasant.

Given that statement 4 is true, what can be definitely concluded?

(a) 1 and 2 are true.
(b) 3 is true.
(c) 2 is false.
(d) 1 is false.

Answer : D

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UPSC सामान्य अध्ययन (GS) प्रारंभिक परीक्षा (Pre) पेपर-1 स्टडी किट

सामान्य अध्ययन प्रारंभिक परीक्षा के लिए ऑनलाइन कोचिंग (पेपर - 1)

THE GIST of Editorial for UPSC Exams : 13 March 2020 (Danger ahead: On India’s road safety record (The Hindu))



Danger ahead: On India’s road safety record (The Hindu)



  • Mains Paper 2:Governance 
  • Prelims level: Motor Vehicles Act
  • Mains level: Highlights the impact of the new Motor Vehicles Act

Context:

  • Union Transport Minister has expressed optimism that the significant amendments made to the Motor Vehicles Act have begun reducing the terrible death toll due to accidents on India’s roads. 

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Impact of the new Motor Vehicles Act: 

  • The reported reduction in crashes, notably in Gujarat, Uttar Pradesh, Manipur, Jammu and Kashmir, Andhra Pradesh, Chhattisgarh and Maharashtra, proof of the law’s beneficial impact. 
  • Any reduction in road safety incidents in a rapidly motorising country is encouraging, but the cold reality is that data on those who lose their lives or are incapacitated do not reflect a marked decline. 
  • The policymakers tolerating the loss of about 1.5 lakh lives each year since 2015, with the graph rising from 80,888 fatalities in 2001.
  • The new Motor Vehicles law does have more muscle in being able to levy stringent penalties for road rule violations — some States are using it — but that is not the same as saying that India has moved to a scientific road system marked by good engineering, sound enforcement, appropriate technology use and respect for all road users. 
  • The World Bank ‘Delivering Road Safety in India’ report is apprehensive that rapid motorisation and more high-speed road infrastructure have raised the risks for road users.
  • The transition to a professional road environment requires implementation of first-tier reforms that deal with quality of road infrastructure, facilities for vulnerable users and zero-tolerance enforcement of rules by a trained, professional and empowered machinery. 
  • A key mechanism of change are District Road Safety Committees, which were enabled even by the 1988 Act, but remain obscure. 

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Way forward: 

  • It is essential to make the Collector, local body and police accountable. 
  • Making dashboard cameras mandatory, with the video evidence accepted in investigation, would protect rule-abiding motorists and aid enforcement. 
  • To save lives on highways, quality trauma care at the district level holds the key. 
  • In the absence of good hospitals and cashless free treatment, no significant improvement is possible in the quest to save life and limb.

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THE GIST of Editorial for UPSC Exams : 13 March 2020 (Towards Blue economy(The Hindu))



Towards Blue economy(The Hindu)



  • Mains Paper 3:Economy 
  • Prelims level: Blue Economy
  • Mains level: Significance of Blue Economy

Context:

  • The concept of blue economy was given by Gunter Pauli. It is the sustainable use of ocean resources for economic growth, improved livelihoods and jobs and ocean ecosystem health. 
  • Thus, it advocates the greening of ocean development for purposes of higher productivity and at same time conserving ocean's health.

The oceans are the sources for various resources such as follows:

  • Oceans contain several varieties of fishes and sea weeds that have tremendous potential to be used for industrial and human activities.
  • Minerals derived from the oceans include Petroleum gas, shale gas, Magnesium, Sulphur, Poly-metallic nodules that are useful for industrial usage.
  • Maritime Transport constitute over 80% of international trade and commerce.
  • Ocean and coastal tourism are important source for job creation and economic growth.
  • Tides in ocean release a lot of renewable energy that can be used to operate a turbine and produce electricity. For ex.-

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Importance of blue economy for India:

  • Blue economy presents India with an opportunity to meet its national socio-economic objectives as well as strengthen connectivity with neighbours.
  • Blue Economy can help in livelihood generation, achieving energy security, building ecological resilience and improving living standards of coastal communities.
  • Blue economy can reinforce and strengthen efforts of Indian government to achieve the SDGs of hunger and poverty eradication by 2030.
  • Further, marine services sector could serve as the backbone of Indian economy and help it become 10 trillion-dollar economy by 2022.

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Conclusion: 

  • Thus, India and world as a whole should look to adopt the Gandhian approach of balancing economic benefits derived from blue economy for meeting the broader goals of growth, employment generation, equity and protection of environment.

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THE GIST of Editorial for UPSC Exams : 13 March 2020 (Data privacy concerns (Indian Express))



Data privacy concerns (Indian Express)



  • Mains Paper 2:Polity 
  • Prelims level: Data Protection Authority
  • Mains level: Role and scope of the proposed Data Protection Authority

Context:

  • A joint panel of Parliamentarians is analysing the contentious Personal Data Protection Bill 2019, which many believe is India’s answer to Europe’s game-changing General Data Protection Regulation. 
  • The Bill tries to create a regulatory ecosystem for defining, determining and controlling use of data collected from the public through myriad means. 

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Aims of the bill:

  • One of the many contentious clauses in the Bill, first introduced in Parliament on December 11, 2019, is Section 35 which grants the government amplified powers to collect data from and on citizens. 
  • The Section says the government can make exceptions to rules relating to collecting people’s private data when it feels such action is “necessary or expedient” in the “interests of sovereignty and integrity of India, national security, friendly relations with foreign states, and public order.” This is a slippery slope. It is not clear when and how the government will feel it is “necessary or expedient” to access private data. The prevailing context adds to the apprehension. 
  • Laws such as the sedition rules (Section 124A of the Indian Penal Code) or the IT Act have been misused to muzzle dissent. 
  • The lawmakers must introduce some transparency, considering that the Supreme Court in Justice KS Puttaswamy (Retd) Vs Union of India has upheld the citizen’s ‘fundamental right’ to informational privacy.

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Role and scope of the proposed Data Protection Authority:

  • The DPA is supposed to protect personal data of individuals, but the way it is envisaged in the Bill now seems to make it a potential tool for enabling mass surveillance. 
  • The DPA will largely comprise government representatives. 
  • The absence of civil society representation in this era of participatory regulation does not augur well for a democracy like India, which aims to become a $5 trillion economy by 2025. 
  • Digital technologies are expected to contribute more than 20 per cent to this future economy. 

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Way forward:

  • The government should not rush through with the Bill. The country’s experience with the IT Act must act as a reference point. 
  • Lawmakers should respect global best practices in privacy regulations and take civil society, businesses, legal scholars and technologists into confidence before codifying the law. 

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THE GIST of Editorial for UPSC Exams : 13 March 2020 (‘Governance’, ‘Good Governance’ and ‘Ethical Governance’ (Mint))



‘Governance’, ‘Good Governance’ and ‘Ethical Governance’ (Mint)



  • Mains Paper 4:Ethics 
  • Prelims level: Not much
  • Mains level: Types of governance

Context:

  • The term ‘governance’, ‘good governance’ and ‘ethical governance’ appears to be used interchangeably and are intrinsically interlinked. 
  • Yet, each of them signify different meaning in their own sense.  The same are discussed below with help of examples.

Defining the term governance: 

  • It is the exercise of economic, political and administrative authority to manage a country’s affairs.
  • It is also the process through which various stakeholders articulate their interest, exercises their rights and mediate their differences.

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Defining the term good governance:

  • In this context, 2nd ARC suggested various measures to improve governance, therefore the word ‘good governance’ implies:
  • Responsive, accountable, sustainable and efficient administration at all levels.
  • Further, transparency, accountability, rule of law, principle of subsidiarity and citizen first form basics of good governance. 

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Defining the term ethical governance:

  • Whereas, the concept of ‘ethical governance’ is value laden, it means:
  • Administrative procedures and policies shall fulfil criteria of ethical handling of public affairs.
  • Utilitarian approach (Bentham’s approach) is followed to serve maximum good and difference between ethical-legal is handled appropriately.

Conclusion:

  • Hence, governance shall be good as well as ethical.  

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THE GIST of Editorial for UPSC Exams : 13 March 2020 (Don’t bottle it up(Mint))



Don’t bottle it up(Mint)



  • Mains Paper 4:Ethics 
  • Prelims level: Emotional intelligence
  • Mains level: Emotional intelligence-concepts, and their utilities and application in administration andgovernance

Context:

  • It is becoming increasingly difficult for students to maintain positive or healthy emotions. 
  • Negative emotions are surfacing to the point that they cannot be ignored. 

Emotional intelligence technique: 

  • Many students suppress their emotions as opening up would make them even more vulnerable. 
  • Unfortunately, in our society, the importance given to mental well-being is nowhere close to that given to physical well-being. Committing to a healing process can seem daunting and hopeless.
  • Coaching for competitive exams prepares one for academia and not necessarily emotional stability. Sometimes, managing this along with academics becomes too much to handle. 

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Reasons behind crumbling under pressure:

  • Many students crumbling under pressure due to multiple reasons: Bottled-up pressure to clear the JEE, which is imposed on the aspirant from every quarter; and, once past that hurdle, contending with the reality that clearing the JEE is not the end but only a beginning that leads to further pressure to perform.
  • Going through ongoing evaluations, a student may realise that he/she would be better off on a different career path. 
  • This realisation may evoke more guilt, lead to avoiding parents, seclusion and social anxiety, to name a few things.

Ways to tackle challenges:

  • Life keeps challenging us at every moment, but there are many ways to tackle these challenges. 
  • The first step is to acknowledge and understand the pressing concerns. 
  • The subsequent approach is to create a judgement-free space for conversations for the students. Being empathetic is the key.

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Will my parents understand this? 

  • Here, parents need to introspect. A peculiar pattern has been observed that needs urgent attention — the complacent attitude of parents who may think their role is only restricted to the competitive exam phase. 
  • But can you see your children as more than intellectual achievers? Undoubtedly, their well-being is more import than any salary “package”.
  • If your child reaches out to you, or the institute or college contacts you on their behalf, please listen without judging. 
  • Denial of legitimate concerns will invariably cause your child to feel invalidated. Seek appropriate help and follow through.

Way forward:

  • These days, most institutes of higher learning have a strong and proactive support structure for students. 
  • Practically all of the IITs have established student wellness or counselling centres. 

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(E-Book) YOJANA MAGAZINE HINDI PDF - MAR 2020 (HINDI)

 (E-Book) YOJANA MAGAZINE PDF - MAR 2020 (HINDI)

  • Medium: Hindi
  • E-BOOK NAME : YOJANA MAGAZINE PDF -MAR 2020
  • Total Pages: 64
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Content Table:

  • केन्द्रीय बजट 2020-21 - बेहतरीन संतुलन (डॉ राजीव कुमार)
  • नए कर प्रस्ताव : आम आदमी के लिए फायदे का सौदा (डॉ अजय भूषण पांडेय)
  • शहरों की कायापलट (दुर्गा शंकर मिश्र)
  • भारत में परिवहन की आधारभूत संरचना (जी रघुराम)
  • उद्योग परिदृश्य (डा रंजीत मेहता)
  • आयकरदाताओं के लिए विकल्प की पहल (हरवीर सिंह, सुनील कुमार सिंह)
  • राजकोषीय निरंतरता की व्यवस्था (डॉ. अमिय कुमार महापात्र)
  • जमा पर ज्यादा सुरक्षा, सहकारी बैंक होंगे मजबूत (शिशिर सिन्हा)
  • आर्थिक सर्वेक्षण एक नज़र 
  • जल और स्वच्छता का अर्थशास्त्र (परमेश्वरन अय्यर)
  • सार्वभौमिक स्वास्थ्य कवरेज (डॉ इंदु भूषण)
  • शिक्षा की गुणवत्ता और उत्कृष्टता में सुधार (शैलेंद्र शर्मा, शशिरंजन झा)
  • कौशल विकास, रोजगार और मानव संसाधन विकास (दिलीप चिनॉय)
  • किसानों की समृद्धि के लिए कार्य योजना (डॉ जगदीप सबसेना)
  • पर्यावरण एवं वन (डॉ एस सी लाहिड़ी)
  • महिला सशक्तीकरण पर जोर (डॉ शादीन रजी, नौशीन रजी)

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(Answer Key) UPSC Combined Defence Services Examination (I), 2019



(Answer Key) UPSC Combined Defence Services Examination (I), 2019



Exam Name: Combined Defence Services Examination (I),

Year: 2019

Subjects:

  • General Knowledge
  • English
  • Elementary Mathematics

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(E-Book) KURUKSHETRA MAGAZINE PDF - MAR 2020

 (E-Book) KURUKSHETRA MAGAZINE PDF - MAR 2020

  • Medium: ENGLISH
  • E-BOOK NAME : KUKSHETRA MAGAZINE PDF -MAR 2020
  • Total Pages: 56
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(E-Book) YOJANA MAGAZINE PDF - MAR 2020

 (E-Book) YOJANA MAGAZINE PDF - MAR 2020

  • Medium: ENGLISH
  • E-BOOK NAME : YOJANA MAGAZINE PDF -MAR 2020
  • Total Pages: 67
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Content Table

  • Union Budget 2020-21: A Fine Balancing Act (Dr Rajiv Kumar)
  • Tax Proposals: Benefits to Common Man (Dr Ajay Bhushan Pandey)
  • Union Budget to Transform Urban Landscape (Durga Shanker Mishra)
  • Transport Infrastructure in India (G Raghuram)
  • The  Industry Perspective (Dr Ranjeet Mehta)
  • Fiscal Sustainability Framework and Deficit Indicators (Dr Amiya Kumar Mohapatra)
  • Union Budget 2020-21: Safer Deposits, Stronger Cooperative Sector Banks & Major Boost to MSME (Shishir Sinha)
  • Sectoral Analysis of the Union Budget (Dr A K Dubey)
  • The Economics of Water and Sanitation (Parameswaran lyer)
  • India's Quest for Universal Health Coverage (Dr Indu Bhushan)
  • An Analysis of Education Sector Budget (Shalender Sharma, Shashiranjan Jha)
  • Skills, Employment and Human Resource Development -A Key Pillar In Budget 2020-21 (Dilip Chenoy)
  • Action Plan for Prosperity of Farmers (Dr Jagdeep Saxena)
  • Environment and Forest Dr S C Lahiry
  • Gender Budgeting and Senior Citizens (Dr Shahin Razi, Naushin Razi)
  • Key Highlights of Economic Servey 2019-20 Yojana Team
  • Accelerating the Holistic Development of the Northest (Shreeprakash Sharma)

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