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Clone of THE GIST of Editorial for UPSC Exams : 10 August 2020 (Secondary agriculture is of primary importance (Financial Express))



Secondary agriculture is of primary importance (Financial Express)


Mains Paper 3: Economy 
Prelims level:APLMC Act
Mains level: 

Context:

  • Over the last decade, Indian farmers, too, have been facing a similar situation, with the fundamentals of market forces working to their disadvantage in case of high-volume commodities. 
  • Glut-induced post-harvest price dips have been exacerbated by the absence of suitable supply chains. 
  • Most surpluses, in the Indian context, are local to a production zone, and are gainfully evacuated to far-range markets with healthier demands.

Create opportunities through robust supply chains:

  • Robust supply-chains demand free and fair-trade opportunities that let sellers and buyers connect, guided by supply and demand movements. 
  • The recent basket of reforms releases new energy for building both domestic and global supply-chains. These include 
  • (i) a new market architecture comprising Gramin Agriculture Markets, or GrAMs, as aggregation platforms; 
  • (ii) three market channels, viz. APMCs (Cooperative and Private pursuant to the Model APLMC Act,2017) and the intra- and inter-state direct trade under The Farmers’ Produce Trade and Commerce (Promotion and Facilitation) Ordinance, 2020; 
  • (iii) Agricultural Export Policy 2018, focussing on volumes, standards and quality and cluster approach to production; 
  • (iv) liberalisation of control orders under the Essential Commodities Act, 1955; 
  • (v) contracts in respect of farming and services through The Farmers (Empowerment and Protection) Agreement on Price Assurance and Farm Services Ordinance, 2020; and finally, 
  • (vi) promotion of 10,000 FPOs.

Increasing institutional credit to farmers:

  • Increased volumes of production and post-production (eNWR) institutional credit will financially strengthen farmers (crop, livestock and fishery) and help negotiate distress sale. Under Atmanirbhar Bharat that targets an investment of `1.65 lakh crore in the farm sector, agri-logistics will get a boost across all sub-sectors. 
  • The interplay of competitive market forces and the highway of backward and forward linkages will help tap unmet demand in distant consumption zones. 
  • The expected positive is expanded market area and operations. 
  • A territorially-expanded market structure neutralises spatial fragmentation into several market zones (as under the APMC regime)and facilitates “one nation, one market”. 
  • Emphasis on exports means supply-chains become part of the global market, and this evens out local surpluses through timely and effective conveyance to demand-responsive markets.

Scope for diversified agriculture:

  • India’s scope for diversified agriculture is vast, thanks to extensive arable land, multiple agro-climatic zones and a rich cafeteria of soils. 
  • India’s status as a global super-producer in agriculture is juxtaposed with low average income of its farmers. 
  • The road to higher agricultural GVA and farmers’ income rests in efficient management of the post-production segment, comprising agri-logistics, processing and marketing.
  • Agriculture generates raw materials that meet basic human requirements, and is considered as a primary economic activity. 
  • The process of generating the agricultural produce is biological in nature, and is, therefore, a primary agriculture activity, and when the raw produce is processed, it gains additional value, and is referred to as secondary agriculture. 
  • There are certain alternative agriculture activities like beekeeping, mushroom cultivation, agri-tourism, etc, which fall under the ambit of secondary agriculture. 
  • Secondary agriculture helps in using all parts of an agricultural produce (e.g. crop residues, animal hair, bones, viscera, etc), processing to enhance shelf-life, increasing total factor productivity, and generating additional jobs and income for farmers. 
  • It, thus, encompasses both food and non-food processing, and represents agro-processing.

Processing can happen at three different levels:

  • (i) primary processing (simple farm gate practices like cleaning, sizing, packaging, etc); 
  • (ii) post-harvest secondary processing (basic processing, packaging and branding); 
  • (iii) high-end processing which involves complex processing technologies, machinery and finances, with output of a rich range of products from grains like wheat, rice, corn, soybean, etc.

Way ahead:

  • The canvas of secondary agriculture in India is huge, and can range from new crops, organic produce, herbal and medicinal plants to manufactured commodities like starches from cereals, proteins from legumes, oils and oleo-chemicals from oleaginous crops, resins, gums, rubbers and latexes. 
  • All these can serve as building blocks for processed foods, materials, composites, fibre and fuel systems, imparting a leg up to the competitiveness of India’s agriculture sector. 
  • The outcome is functional expansion of market alongside territorial extension, creating newer demand for agri-produce.

Online Coaching for UPSC PRE Exam

E-Books Download for UPSC IAS Exams

General Studies Pre. Cum Mains Study Material

Prelims Questions:

Q.1) With reference to the production of lithium in stars, consider the following statements:
1. Stars, as per known mechanisms of evolution, actually destroy lithium as they evolve into red giants.
2. According to a recent study when stars grow beyond their Red Giant stage into what is known as the Red Clump stage, they does not produce lithium. 
Which of the statements given above is/are correct?
A.   1 only
B.   2 only
C.   Both 1 and 2
D.   None 

Answer: A

Mains Questions: 
Q.1)Highlights the scope of diversified agriculture. Do you think secondary agriculture can create opportunities through robust supply chains? Comment.
 

THE GIST of Editorial for UPSC Exams : 10 August 2020 (Overcoming mask reactance (The Hindu))



Overcoming mask reactance (The Hindu)


Mains Paper 4: Ethics 
Prelims level:Not much 
Mains level: Psychological factor

Context:

  • Let’s face it, masks are unpleasant. 
  • They are unpleasant because we cannot see each other’s facial expressions. They are also unpleasant because they give off a morose hospital-like vibe. 
  • Considering the current context, we are pretty sure you know that we are not talking about fancy Halloween masks.
  • At the cost of stating the obvious, we are talking about masks that cover our mouth and nostrils to protect ourselves against Covid-19 microbes. 
  • The nostril covering part is the most unpleasant for as it means that we have to breathe inside a tiny space which somehow can make us feel quite trapped.

Psychological factor:

  • The term reactance was coined by psychologist Jack Brehm in 1966. 
  • Psychological reactance occurs when we feel our freedom is being suppressed by an authority and just to reassert our freedom, we act in the opposite direction to what the authority dictates. 

Some suggestions:

First suggestions:

  • To suppressing someone’s freedom is denying them agency. By agency, we mean the autonomy to make our own decisions. 
  • Therefore, if we frame rules to wear masks as a choice and not as diktats, then we will not be denying people’s agency. 

Second suggestions:

  • To wearing a mask is an external cue that signals forced compliance. Researchers showed that impression management plays an important factor in people’s reactance. 
  • To put it simply, people do not like to give the impression of being compliant and therefore not wearing a mask is kind of showing to the world that they are individualistic and independent. 
  • One way around this is to help them assert their individual identity by designing a variety of masks rather than boring white and blue ones. 

Other suggestions:

  • Lastly, reactance is largely associated with activities that engender fun and pleasure.
  • For many extroverted personalities who are getting restless at home, there is not just the reactance against masks but also an overall reactance against being indoors.
  • Therefore, authority figures have to figure out a way to communicate that they have no intention of curbing fun and pleasure. 

Way forward:

  • We do acknowledge the frustration of a majority of readers of this article about why do we need to manipulate the framing of messages, create special designer masks, or project a fun-vibe to overcome reactance when the obvious and sensible thing to do is to wear a mask. 
  • However, there will always be individuals who are more reactant than others and we need to protect them from getting Covid to protect us from getting it.

Online Coaching for UPSC PRE Exam

E-Books Download for UPSC IAS Exams

General Studies Pre. Cum Mains Study Material

Prelims Questions:

Q.1) 1. It was founded in 1889 as Mohun Bagan Sporting Club, the club's football section is one of the oldest football clubs in India and Asia. 
2. July 29 is celebrated every year as Mohun Bagan day to commemorate the team’s famous IFA Shield triumph in 1911. 
Which of the statements given above is/are correct?
A.   1 only
B.   2 only
C.   Both 1 and 2
D.   None 

Answer: C
Mains Questions:

Q.1)Reactance occurs when we feel our freedom is being suppressed by an authority and just to reassert our freedom, we act in the opposite direction to what the authority dictates. Comment. 

THE GIST of Editorial for UPSC Exams : 10 August 2020 (Secondary agriculture is of primary importance (Financial Express))



Secondary agriculture is of primary importance (Financial Express)


Mains Paper 3: Economy 
Prelims level:APLMC Act
Mains level: 

Context:

  • Over the last decade, Indian farmers, too, have been facing a similar situation, with the fundamentals of market forces working to their disadvantage in case of high-volume commodities. 
  • Glut-induced post-harvest price dips have been exacerbated by the absence of suitable supply chains. 
  • Most surpluses, in the Indian context, are local to a production zone, and are gainfully evacuated to far-range markets with healthier demands.

Create opportunities through robust supply chains:

  • Robust supply-chains demand free and fair-trade opportunities that let sellers and buyers connect, guided by supply and demand movements. 
  • The recent basket of reforms releases new energy for building both domestic and global supply-chains. These include 
  • (i) a new market architecture comprising Gramin Agriculture Markets, or GrAMs, as aggregation platforms; 
  • (ii) three market channels, viz. APMCs (Cooperative and Private pursuant to the Model APLMC Act,2017) and the intra- and inter-state direct trade under The Farmers’ Produce Trade and Commerce (Promotion and Facilitation) Ordinance, 2020; 
  • (iii) Agricultural Export Policy 2018, focussing on volumes, standards and quality and cluster approach to production; 
  • (iv) liberalisation of control orders under the Essential Commodities Act, 1955; 
  • (v) contracts in respect of farming and services through The Farmers (Empowerment and Protection) Agreement on Price Assurance and Farm Services Ordinance, 2020; and finally, 
  • (vi) promotion of 10,000 FPOs.

Increasing institutional credit to farmers:

  • Increased volumes of production and post-production (eNWR) institutional credit will financially strengthen farmers (crop, livestock and fishery) and help negotiate distress sale. Under Atmanirbhar Bharat that targets an investment of `1.65 lakh crore in the farm sector, agri-logistics will get a boost across all sub-sectors. 
  • The interplay of competitive market forces and the highway of backward and forward linkages will help tap unmet demand in distant consumption zones. 
  • The expected positive is expanded market area and operations. 
  • A territorially-expanded market structure neutralises spatial fragmentation into several market zones (as under the APMC regime)and facilitates “one nation, one market”. 
  • Emphasis on exports means supply-chains become part of the global market, and this evens out local surpluses through timely and effective conveyance to demand-responsive markets.

Scope for diversified agriculture:

  • India’s scope for diversified agriculture is vast, thanks to extensive arable land, multiple agro-climatic zones and a rich cafeteria of soils. 
  • India’s status as a global super-producer in agriculture is juxtaposed with low average income of its farmers. 
  • The road to higher agricultural GVA and farmers’ income rests in efficient management of the post-production segment, comprising agri-logistics, processing and marketing.
  • Agriculture generates raw materials that meet basic human requirements, and is considered as a primary economic activity. 
  • The process of generating the agricultural produce is biological in nature, and is, therefore, a primary agriculture activity, and when the raw produce is processed, it gains additional value, and is referred to as secondary agriculture. 
  • There are certain alternative agriculture activities like beekeeping, mushroom cultivation, agri-tourism, etc, which fall under the ambit of secondary agriculture. 
  • Secondary agriculture helps in using all parts of an agricultural produce (e.g. crop residues, animal hair, bones, viscera, etc), processing to enhance shelf-life, increasing total factor productivity, and generating additional jobs and income for farmers. 
  • It, thus, encompasses both food and non-food processing, and represents agro-processing.

Processing can happen at three different levels:

  • (i) primary processing (simple farm gate practices like cleaning, sizing, packaging, etc); 
  • (ii) post-harvest secondary processing (basic processing, packaging and branding); 
  • (iii) high-end processing which involves complex processing technologies, machinery and finances, with output of a rich range of products from grains like wheat, rice, corn, soybean, etc.

Way ahead:

  • The canvas of secondary agriculture in India is huge, and can range from new crops, organic produce, herbal and medicinal plants to manufactured commodities like starches from cereals, proteins from legumes, oils and oleo-chemicals from oleaginous crops, resins, gums, rubbers and latexes. 
  • All these can serve as building blocks for processed foods, materials, composites, fibre and fuel systems, imparting a leg up to the competitiveness of India’s agriculture sector. 
  • The outcome is functional expansion of market alongside territorial extension, creating newer demand for agri-produce.

Online Coaching for UPSC PRE Exam

E-Books Download for UPSC IAS Exams

General Studies Pre. Cum Mains Study Material

Prelims Questions:

Q.1) With reference to the production of lithium in stars, consider the following statements:
1. Stars, as per known mechanisms of evolution, actually destroy lithium as they evolve into red giants.
2. According to a recent study when stars grow beyond their Red Giant stage into what is known as the Red Clump stage, they does not produce lithium. 
Which of the statements given above is/are correct?
A.   1 only
B.   2 only
C.   Both 1 and 2
D.   None 

Answer: A

Mains Questions: 
Q.1)Highlights the scope of diversified agriculture. Do you think secondary agriculture can create opportunities through robust supply chains? Comment.
 

(E-Book) YOJANA MAGAZINE HINDI PDF - AUG 2020 (HINDI)

 (E-Book) YOJANA MAGAZINE PDF - AUG 2020 (HINDI)

  • Medium: Hindi
  • E-BOOK NAME : YOJANA MAGAZINE PDF -AUG 2020
  • Total Pages: 55
  • PRICE: 49/- FREE/- (only for few days)
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  • File Type: PDF File Download Link via Email

Content Table

  • भारतीय संगीत का दार्शनिक स्वरूप (डॉ प्रांशु समदर्शी)
  • पूर्वोत्तर क्षेत्र अनुपम आत्मीय संबंध (डॉ ताप्ती बरुआ कश्यप)
  • ग्रामीण अर्थव्यवस्था के उद्धार में बांस की भूमिका (सुरेश प्रभु)
  • विविधता से परिपूर्ण महाराष्ट्र (मीनल जोगलेकर)
  • विविधता में एकता की शक्ति (अशोक कलारिया)
  • मोटे अनाज की संस्कृति एक अवलोकन (पल्लवी उपाध्याय)
  • तमिलनाडु के मंदिरों के शिलालेख (प्रदीप चक्रवर्ती)
  • नृत्य से सामंजस्य (वीणा मणि)
  • क्षेत्रीय सुरक्षा: भारत-चीन संबंध (डॉ श्रीकांत कोंडापल्ली)
  • पारंपरिक नाट्य मंच.भारत की लोक और जनजातीय कला.
  • राष्ट्रीय ध्वज का निर्माण यसवप्रभु होसकेरी,
  • योजना-सही विकल्प

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(E-Book) KURUKSHETRA MAGAZINE HINDI PDF - AUG 2020

 (E-Book) KURUKSHETRA MAGAZINE PDF - AUG 2020 (HINDI)

  • Medium: Hindi
  • E-BOOK NAME : YOJANA KURUKSHETRA PDF -AUG 2020
  • Total Pages: 56
  • PRICE: 49/- FREE/- (only for few days)
  • Hosting Charges: NIL
  • File Type: PDF File Download Link via Email

Click Here to Download PDF

Related E-Books:

Current Public Administration Magazine (AUGUST 2020)


Sample Material of Current Public Administration Magazine


1. Accountability and Responsibility

Dog feeding without accountability

Despite being the key authority for implementing the Animal Birth Control (dog) rules, the Animal Welfare Board of India has avoided taking any responsibility for the rising number of dog bites, rabies deaths and unregulated dog feeding, by blaming the municipalities. It is pertinent to note that it is the statutory, civic duty of municipal corporations under the state municipal acts to keep the streets of straying animals, check the spread of diseases and prevent public nuisance. This is the very bedrock of local governance and cannot change. Absurdly, under the ABC rules, municipalities are instead being forced to leave unowned dogs outside people‟s homes and on the streets — the exact opposite of the WHO guidelines for dog population management. 

CLICK HERE FOR FULL ARTICLE (Only for Course Members)

2. Indian Government and Politics

NEP 2020

One thing struck me as a major difference between the new National Education Policy and its predecessor. The previous policy, National Policy on Education 1986/1992, presented itself as an attempt to consolidate and build on all the earlier efforts, particularly NPE 1968. The new policy, NEP 2020, on the other hand, is very keen to establish that it is different (even in its name!) from everything of the past 

CLICK HERE FOR FULL ARTICLE (Only for Course Members)

For Full Magazine Click here  (Paid Members Zone)

Study Materials For Public Administration

Online Coaching For Public Administration

Current Public Administration Magazine (JULY 2020)


Sample Material of Current Public Administration Magazine


1. Accountability and Responsibility

Custodial Torture

It was the mid-1980s and Calcutta, as it was known then, was witnessing the final phase of the Naxal movement — an armed peasant revolt against the zamindars, which had begun in the summer of 1967 in Darjeeling district‘s Naxalbari area. To counter the movement‘s violent turn in the 1970s, the State adopted equally violent measures to suppress it.  Throughout the 1970s and 1980s, newspaper columns were full of reports of Naxal deaths in police lock-ups and staged encounters.

Stories of these custodial deaths, published in The Indian Express, The Telegraph and The Statesman, prompted Justice (retired) Dilip K Basu, then Executive Chairman of the Legal Aid Services of West Bengal and a senior lawyer at the Calcutta High Court and the Supreme Court, to send a letter along with the newspaper clippings to then Chief Justice of India, P N Bhagwati, on August 26, 1986. 

Chief Justice Bhagwati, who introduced the concept of Public Interest Litigation to the Indian judicial system, treated the letter as a writ petition, and the Shri D K Basu, Ashok K Johri versus State of West Bengal and State of Uttar Pradesh case was taken up by the apex court in 1987. (In July that year, Johri had written to the CJI over the death of an Aligarh resident, Mahesh Bihari, in police custody.) Senior lawyer Abhishek Singhvi, now a Congress leader, was appointed amicus curiae.

CLICK HERE FOR FULL ARTICLE (Only for Course Members)

2. Indian Government and Politics

Article 370 and Territorial Pluralism

On Wednesday, Prime Minister Narendra Modi laid the foundation stone of the muchawaited temple to Lord Ram in Ayodhya. Lord Ram not only abdicated his throne but also went on a 14-year exile so that his father could keep his promise. He adhered to the principle of ―Pran Jaye per vachan na jaye‖ – one should keep a promise even if that means losing one‘s life. As his devotees, should we not honour the commitments made in Kashmir‘s Instrument of Accession (IoA) and the Constitution? Perhaps PM Modi will honour his commitment of early restoration of Kashmir‘s statehood and make an announcement to that effect from the ramparts of the Red Fort on Independence Day. 

As we mark the completion of one year of the abrogation of Article 370, let us revisit the historical context in which the Article was drafted, debated and adopted by the framers of our Constitution. That will enable us to understand that the Article was about honoring the promises made to Raja Hari Singh and the people of Kashmir. 

CLICK HERE FOR FULL ARTICLE (Only for Course Members)

3. Significant Issues in Indian Administration

India needs a new political culture, not a presidential system

Congress MP Shashi Tharoor (‗Case for presidential system‗, IE, July 25) has very thoughtfully reopened the debate on the parliamentary versus presidential systems that had been dormant for several decades. He makes several valid points, including the propensity of lawmakers to defect at the drop of a hat in search of perks and offices, which he blames on the parliamentary system. 

Consequently, according to Tharoor, the system produces governments focused more on politics and personal aggrandisement rather than policy. The sordid spectacle in Rajasthan bears testimony to the lack of interest on the part of the executive and the legislature in policymaking and legislation, preoccupied as they are with retaining or capturing power. Unfortunately, this continues to be true even when we are in distress today because of the pandemic.
 

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Study Materials For Public Administration

Online Coaching For Public Administration

(Article) डिजिटल शिक्षा पर भारत रिपोर्ट-2020 [Digital Education : Bharat Report 2020]



(Article) डिजिटल शिक्षा पर भारत रिपोर्ट-2020



  •  केन्द्रीय मानव संसाधन विकास मंत्री श्री रमेश पोखरियाल “निशंक” ने  डिजिटल शिक्षा पर भारत रिपोर्ट-2020 जारी की। उन्होंने इस अवसर पर कहा कि यह रिपोर्ट मानव संसाधन विकास मंत्रालय, राज्यों और केन्द्र शासित प्रदेशों के शिक्षा विभागों द्वारा घर पर बच्चों के लिए सुलभ और समावेशी शिक्षा सुनिश्चित करने और उनके सीखने के क्रम में आने वाली बाधाओं को दूर करने के लिए अपनाए गए अभिनव तरीकों की विस्तृत व्याख्या करती है।  
  •  रिपोर्ट के अनुसार सरकार ने शिक्षा को एक व्यापक कार्यक्रम के रूप में परिकल्पित किया गया है जिसका लक्ष्य प्री-नर्सरी से लेकर उच्चतर माध्यमिक कक्षाओं तक स्कूलों के व्यापक स्पेक्ट्रम में डिजिटल शिक्षा को सार्वभौमिक बनाना है। गुणवत्तापूर्ण डिजिटल शिक्षा ने वैश्वीकरण के वर्तमान संदर्भ में एक नई प्रासंगिकता हासिल कर ली है। मानव संसाधन विकास मंत्रालय ने शिक्षकों, विद्वानों और छात्रों को सीखने की उनकी ललक में मदद करने के लिए कई परियोजनाएं शुरू की हैं, जैसे कि “दीक्षा मंच”, “स्वयं प्रभा टीवी चैनल”, ऑनलाइन एमओओसी पाठ्यक्रम, ऑन एयर– “शिक्षा वाणी”, दिव्यांगों के लिए एनआईओएस द्वारा विकसित “डेजी, ई-पाठशाला”,  “ओपन एजुकेशनल रिसोर्सेज (एनआरओईआर) की राष्ट्रीय रिपोजिटरी”, टीवी चैनल, ई- लर्निंग पोर्टल, वेबिनार, चैट समूह और पुस्तकों के वितरण सहित राज्य/केन्द्र शासित सरकारों के साथ अन्य डिजिटल पहल।
  •   इसके अलावा केन्द्र और राज्य सरकारों तथा केन्द्र शासित प्रदेश की सरकारों ने छात्रों के द्वार पर डिजिटल शिक्षा प्रदान करने के लिए महत्वपूर्ण कार्य भी किया है। छात्रों से जुड़ने के लिए कुछ प्रमुख माध्यमों के रूप में सोशल मीडिया टूल जैसे व्हाट्सएप ग्रुप, यू ट्यूब चैनल, आनलाइन कक्षाएं, गूगल मीट, स्काइप के साथ ई-लर्निंग पोर्टल, टीवी (दूरदर्शन और क्षेत्रीय चैनल), रेडियो और दीक्षा का उपयोग किया गया जिसमें दीक्षा का उपयोग सभी हितधारकों की सबसे प्रमुख पसंद थी।  राज्य सरकारों द्वारा की गई कुछ प्रमुख डिजिटल पहल में राजस्थान में “स्माइल” (सोशल मीडिया इंटरफेस फॉर लर्निंग एंगेजमेंट), जम्मू में “प्रोजेक्ट होम क्लासेस”, छत्तीसगढ़ में “पढ़ाई तुहार दुवार” (आपके द्वार पर शिक्षा), बिहार में “उन्नयन” पहल पोर्टल और मोबाइल एप्लिकेशन के माध्यम से शिक्षा, दिल्ली में एनसीटी का अभियान “बुनियाद”, केरल का अपना शैक्षिक टीवी चैनल (हाई-टेक स्कूल प्रोग्राम), “ई-विद्वान पोर्टल” और साथ ही मेघालय में शिक्षकों के लिए मुफ्त ऑनलाइन पाठ्यक्रम शामिल हैं। तेलंगाना में कोविड संकट के दौरान शिक्षकों के लिए मानसिक स्वास्थ्य पर ऑनलाइन सर्टिफिकेट प्रोग्राम भी चलाया जा रहा है।
  •  कुछ राज्यों ने दूरस्थ शिक्षा की सुविधा के लिए नवीन मोबाइल ऐप और पोर्टल लॉन्च किए हैं। मध्य प्रदेश ने टॉप पैरेंट ऐप लॉन्च किया है, जो एक नि:शुल्क मोबाइल ऐप है जो छोटे बच्चों के माता-पिता (3-8 साल) को बाल विकास के ज्ञान और व्यवहारों की सीख देता है ताकि उन्हें अपने बच्चों के साथ सार्थक जुड़ाव बनाने में मदद मिल सके। केएचईएल (इलेक्ट्रॉनिक लर्निंग के लिए नॉलेज हब), एक गेम आधारित एप्लीकेशन भी शुरू किया गया है, जो कक्षा एक से लेकर कक्षा 3 तक के छात्रों के लिए है। उत्तराखंड “संपर्क बैंक ऐप” का उपयोग कर रहा है, जिसके माध्यम से प्राथमिक स्कूल के छात्र एनिमेटेड वीडियो, ऑडिओ, वर्कशीट, पहेलियों आदि का उपयोग कर सकते हैं। असम ने कक्षा 6 से 10. के लिए “बिस्वा विद्या असम मोबाइल एप्लिकेशन” लॉन्च किया है। बिहार ने कक्षा 1 से 12 तक के छात्रों के लिए ई-पुस्तकों के साथ “विद्यावाहिनी ऐप” लॉन्च किया है। “उन्नयन बिहार पहल” के तहत बिहार सरकार ने छात्रों के लिए “मेरा मोबाइल मेरा विद्यालय” शुरू किया है। इसी तरह शिक्षकों के लिए “उन्नयन बिहार” के तहत शिक्षक ऐप शुरू किया गया है। चंडीगढ़ ने कक्षा 1 से 8 तक के छात्रों के सीखने के परिणाम का आकलन करने के लिए “फीनिक्स मोबाइल एप्लिकेशन” लॉन्च किया है। महाराष्ट्र ने राज्य में छात्रों के लिए “लर्निंग आउटकम स्मार्ट क्यू मोबाइल ऐप” लॉन्च किया है। पंजाब ने कक्षा 1 से 10 तक के लिए आई स्कूएला लर्न मोबाइल एप्लिकेशन लॉन्च किया है। “सिक्किम एडुटेक ऐप” राज्य शिक्षा विभाग के तहत सिक्किम के सभी स्कूलों को जोड़ता है। इसमें छात्रों, शिक्षकों और प्रशासनिक इकाइयों के साथ-साथ अभिभावकों को भी लॉगिन करने की सुविधा दी गई है। त्रिपुरा में छात्रों के मूल्यांकन की सुविधा के लिए ‘एम्पॉवर यू शिक्षा दर्पण’ नाम का एक एप्लिकेशन शुरू किया गया है। उत्तर प्रदेश ने 3-8 वर्ष की आयु के बच्चों को लक्षित करते हुए “टॉप पैरेंट ऐप” लॉन्च किया है। वर्तमान में बच्चों के लिए “चिंपल”, “मैथ्स मस्ती” और “गूगल बोलो” जैसे तीन बेहतरीन एडुटेक ऐप हैं।
  •   “ओडिशा शिक्षा संजोग”- ओडिशा में एक व्हाट्सएप आधारित डिजिटल लर्निंग कार्यक्रम शुरू किया गया है जो एक सुव्यवस्थित तरीके से वर्ग समूहों के साथ ई-सामग्री साझा करता है। व्हाट्सएप के माध्यम से पंजाब और पुद्दुचेरी में भी ऑनलाइन शिक्षा दी जा रही है। राजस्थान व्हाट्सएप का उपयोग “हवामहल- खुशनुमा शनिवार” कार्यक्रम के लिए कर रहा है, जहां छात्र कहानियों को सुनकर व्हाट्सएप के माध्यम से दिए गए निर्देशों के आधार पर खेल, खेल सकते हैं। 
  •  मिशन प्रेरणा की ई-पाठशाला उत्तर प्रदेश में शिक्षकों और छात्रों के बीच संपर्क का एक व्हाट्सएप समूह है। हिमाचल प्रदेश ने तीन व्हाट्सएप अभियान शुरू किए हैं, जैसे, “करोना”, “थोड़ी मस्ती, थोड़ी पढ़ाई” और जहां राज्यों द्वारा ई-सामग्री की व्यवस्था की गई है 'वहां हर घर पाठशाला'। विशेष आवश्यकताओं वाले छात्रों के लिए, इस अभियान का नाम "हम किसी से कम नहीं- मेरा घर पाठशाला" रखा गया है। सामग्री को व्हाट्सएप समूहों के माध्यम से साझा किया जा रहा है जिसके साथ विशेष शिक्षकों की व्यवस्था की गई है।   कई राज्यों को इंटरनेट के बिना कम तकनीकी रूपों के साथ शिक्षण और निर्देशन के लिए रचनात्मक उपायों को अपनाना पड़ा है। झारखंड के जिलों में क्षेत्रीय दूरदर्शन और उपलब्ध रेडियो स्लॉट के माध्यम से बच्चों को संबोधित करने वाले वास्तविक शिक्षकों की व्यवस्था की गई है। स्थानीय टीवी चैनलों पर वर्चुअल कंट्रोल रूम के माध्यम से कक्षाओं को प्रसारित करने की पुद्दुचेरी की ऐसी ही पहल है। मणिपुर ने कक्षा 3 से 5 तक के छात्रों के लिए कॉमिक पुस्तकों की शुरुआत की है ताकि उन्हें मजेदार तरीके से अवधारणाओं को सीखने में मदद मिल सके। लद्दाख जैसे कम कनेक्टिविटी वाले क्षेत्रों में भी छात्रों को ऑनलाइन शिक्षा प्रदान करने के लिए ईएमबीआईबीई बैंगलोर गैर सरकारी संगठनों के साथ सहयोग कर रहा है। वर्तमान समय में सामुदायिक जुड़ाव सबसे कठिन काम है ऐसे में स्थानीय और व्यक्तिगत संसाधनों का महत्व ज्यादा हो गया है। हरियाणा राज्य द्वारा क्विज प्रतियोगिताओं जैसी लोकप्रिय सुविधाएँ आयोजित की जाती हैं।
  •  दूरस्थ शिक्षा प्रदान करने की चुनौतियों से निपटने के लिए, एनआईओएस और स्वयं प्रभा सामग्री उन बच्चों को ध्यान में रखते हुए बनाई गई है, जो इंटरनेट से नहीं जुड़े हैं और जिनकी रेडियो और टीवी तक सीमित पहुंच है। नवोन्मेषी माध्यमों से सामग्री उपलब्ध कराने के लिए राज्यों की पहल समावेशी शिक्षा को सुनिश्चित कर रही है। उदाहरण के लिए- आंध्र प्रदेश ने महत्वपूर्ण विषयों को समझने और अपनी शंकाओं को दूर करने के लिए छात्रों के लिए टोल फ्री कॉल सेंटर और टोल फ्री वीडियो कॉल सेंटर शुरू किया है। खराब मोबाइल कनेक्टिविटी और इंटरनेट सेवाओं की अनुपलब्धता के कारण, छत्तीसगढ़ ने मोटर ई-स्कूल शुरू किया है। राज्य ने वीएफएस (वर्चुअल फील्ड सपोर्ट) के रूप में एक टोल फ्री नंबर भी शुरू किया है।  सुदूर क्षेत्रों में समावेशी शिक्षा सुनिश्चित करने के लिए जहां इंटरनेट कनेक्टिविटी और बिजली आपूर्ति सही नहीं है राज्यों और केंद्र शासित प्रदेशों ने भी बच्चों के घर पर पाठ्यपुस्तकों का वितरण किया है। 
  •  जम्मू और कश्मीर ने दृष्टिबाधित शिक्षार्थियों के लिए लैपटॉप और ब्रेल स्पर्श पठनीयता के साथ छात्रों को मुफ्त टैब वितरित किए हैं। डिजिटल शिक्षा पहल भी प्रतियोगी परीक्षाओं की तैयारी करने वाले छात्रों के लिए मददगार बन रही है। गोवा ने राज्य में प्रवेश परीक्षा की तैयारी करने वाले छात्रों के लिए एम्बाइब, एक आर्टिफिशियल इंटेलिजेंस (एआई) सीखने, अभ्यास और परीक्षण के लिए ऑनलाइन मंच के साथ साझेदारी की है। कर्नाटक ने दूरदर्शन के माध्यम से एक परीक्षा तैयारी कार्यक्रम, और एक एसएसएलसी परीक्षा तैयारी कार्यक्रम शुरू किया है। एनईईटी परीक्षा की तैयारी करने वाले तमिलनाडु के सरकारी और सरकारी सहायता प्राप्त छात्रों के लिए विस्तृत विश्लेषण के साथ ऑनलाइन अभ्यास परीक्षण उपलब्ध हैं। राज्यों द्वारा विविध आवश्यकताओं को पूरा करने की जरूरत, भाषा पर पूरा नियंत्रण रखने के साथ-साथ व्यक्तित्व विकास भी सुनिश्चित करने को ध्यान में रखते हुए एनसीटी दिल्लीय द्वारा उच्च कक्षाओं के लिए शिक्षा सामग्री तैयार की गई है। लॉकडाउन के कारण बच्चों के मानसिक स्वास्थ्य को ध्यान में रखते हुए प्राइमरी कक्षाओं के छात्रों को मजेदार तरीके से पढ़ाने के लिए ऐसी सेवाओं की एसएमएस/आईवीआर के माध्यम से व्यवस्था की जा रही है। 

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THE GIST of Editorial for UPSC Exams : 08 August 2020 (Straying into troubled waters (Indian Express))



Straying into troubled waters (Indian Express)


Mains Paper 2: International Relations 
Prelims level:Independence Days
Mains level: Bilateral agreements involving India and/or affecting India’s interests

Context:

  • Along the coastal areas of Porbandar, Mangrol, Veraval in Gujarat and the Union Territory of Diu on India’s western coast are hundreds of families whose lives have been worst affected. 
  • The men of their households missing with only strayhopes of their return, women and children struggling to make ends meet and see another sunrise. 
  • The men are currently in jail in Pakistan, their families barely aware of their health and welfare. 
  • Their only ‘crime’ was that they were doing their work in the waters between India and Pakistan. 
  • These are fishermen who inadvertentlycrossed the invisible line in the water between the countries.
  • As fishermen do not get ample fish on the Gujarat side, they have no option but to go farther and farther out into the sea. 
  • As they fish in mid-sea, they end up in waters controlled by Pakistan and are arrested for inadvertently entering into that country.

 Exchanged lists:

  • India and Pakistan exchanged lists of prisoners on July 1 as per which 270 Indian fishermen and 54 civilian prisoners are in Pakistan’s prisons. 
  • India has 97 Pakistani fishermen and 265 civilian prisoners in its jails. 
  • In more friendly or less antagonisticcircumstances, they would have been released after a formal procedure to check that they were really fishermen and not spies. 
  • But, in these times of suspicion, the value of their lives lies depends on the bilateral relations. 
  • Consequently, their families suffer. On average, these men would have spent one-and-a-half years in prisons. 
  • Uncertainty hangs over them, given that in their prison cells, they have little knowledge of when they will be released and repatriated.

 The 2008 proposal:

  • This is not a new problem; it has dragged on for years together, without a resolution in sight. 
  • To address this issue, in 2008, India and Pakistan had formed a judicial committee consisting of four retired judges from each country. 
  • The committee used to visit prisons of the other country specifically to meet the prisoners, examine consular access, status of their cases, delay in release and repatriation, their health condition, and so on. 
  • It unanimously suggested release and repatriation of fishermen and a few women prisoners. 
  • The governments of both countries praised their work but did not implement the recommendations. 
  • The last meeting was held in October 2013. Five years later, there was a move to revive the panel. 
  • India nominated its four members but Pakistan did not. It is yet to take a step in that direction. 
  • Islamabad must do so urgently and call a meeting, given that the last meeting was held in India.

Returning their boats:

  • Further, when fishermen are arrested, their boats are also confiscated.
  • Their release means little till they get back possession of their boats from the other country. 
  • Both the countries should release those boats which can sail with some repair work. 
  • It is also time that the two countries now consider adopting a ‘no-arrest policy’ in the case of fishermen.
  • In the coastal villages of both the countries, when men are imprisoned in the other country, women bear the bruntof the load, while somehow holding their families together. 
  • The pain is the same on both sides of the border. There are many examples across villages where the children of the arrested fishermen have lost their childhoods. 
  • As the COVID-19 pandemic wreaks havoc in both countries, there are growing concerns for the health of the arrested fishermen among their families. 
  • There is hardly any communication between the two except for some stray letters which are delayed. 
  • The families have no definite way to know that their loved ones are safe from the virus. For the arrested fishermen, it is an issue of survival. 

Conclusion:

  • For India and Pakistan celebrating their Independence Days this month, it should become a humanitarian issue and an appropriate occasion to release and repatriatefishermen. 
  • Let the fishermen too have their freedoms back.

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Prelims Questions:

Q.1) With reference to FDI in the commercial coal mining, consider the following statements:
1. Recently, the government modified its FDI policy according to which any entity of a country, which shares land border with India or where the beneficial owner of an investment into India is situated in or is a citizen of any such country, could invest only under the Government route.
2. Government of India had earlier permitted 100 % FDI under automatic route in coal mining activities, including associated processing infrastructure for sale of coal.
Which of the statements given above is/are correct?
A.   1 only
B.   2 only
C.   Both 1 and 2
D.   None 

Answer: C

Mains Questions:
Q.1)Highlights the 2008 proposal in relation with fishermen prisoners between India and Pakistan.
 

THE GIST of Editorial for UPSC Exams : 08 August 2020 (Groundbreaking: On Ram temple bhoomipujan(Indian Express))



Groundbreaking: On Ram temple bhoomipujan (Indian Express)


Mains Paper 2: Governance 
Prelims level:Ayodhya Ram Temple
Mains level:  Important aspects of governance, transparency and accountability

Context:

  • The bhoomipujan or the groundbreaking ceremony for the construction of a grand temple for Lord Sri Ram in Ayodhya marks an end and a beginning. 
  • What it ends and what it begins can both be interpreted in different ways; how India collectively makes meaning out of it will define the future of the country hereon. 

Political ascendancy:

  • One view is that the rising Ram temple signifies the end of perceived humiliation of the Hindus and the beginning of a new phase of their political ascendancy.
  • The other is that it denotes the end of strife that shackled India’s potential for decades and heraldsa new dawn of fraternityamong religious communities. 
  • The end and the beginning, therefore, are not just open to interpretation, they hold the possibilities of change. 
  • For those who yearned for a temple at the site which they believe is the exact spot of Sri Ram’s birth, the journey so far has been tumultuousand violent. 
  • A Muslim place of worship that stood there for 464 years was demolished in 1992 to make way for the temple — a serious crime according to the Supreme Court order last year that handed over the site to the Hindus. 
  • The proponentsof the temple must consider this an occasion to seek conciliation over conquest, dialogue over diatribe, and tranquilityover triumphalism.

Crossing of separation:

  • The ceremony itself manifested multiple possibilities for the country’s future. 
  • In symbolism and rhetoric, the line of separation between state and religion was ominouslycrossed, notably by the role of Prime Minister Modi in it. 
  • In his speech, however, he cited Lord Ram’s adherence to justice, fairness and empathy for the vulnerable. He emphasised the importance of these values for the present. 
  • But while outlining a road map for an inclusive future, his interpretation of the past echoed familiar tropes of sectarian politics. 
  • Relitigatinghistorical wrongs has rarely been the foundation for a harmonious and prosperous future. 
  • In India’s case, many of them are an outcome of its unpleasant encounter with British colonialism. 
  • Recent path-breaking studies in genetics have unearthed India’s past of being a melting pot of populations and cultures over millennia. 

Conclusion:

  • India must put the acrimoniouspolitical mobilisations over religious issues behind it, and look forward to modern, secular governance. 
  • The construction of the temple is the logical result of the Supreme Court judgment; it should mark the end of an older, bitter phase of India, and the beginning of a new, harmonious phase.
  • As the Ram temple gets under way, India must put the past of a communal struggle behind.

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Prelims Questions:

Q.1) With reference to the draft Defence Production and Export Promotion Policy 2020 (DPEPP 2020), consider the following statements:
1. It aims to achieve a turnover of Rs 1, 75, 000 Crores (US$ 25Bn) including export of Rs 35,000 Crore (US$ 5 Billion) in Aerospace and Defence goods and services by 2025.
2. It aims to create an environment that encourages research and development rewards innovation and creates Indian IP ownership.
Which of the statements given above is/are correct?
A.   1 only
B.   2 only
C.   Both 1 and 2
D.   None 

Answer: C

Mains Questions:
Q.1) Highlights the key features of the architectural elements of Nagara Style. 

THE GIST of Editorial for UPSC Exams : 08 August 2020 (Boosting demand, bottom up Indian Express))



Mapping the virus (Indian Express)


Mains Paper 2: Health 
Prelims level:Serological tests
Mains level: Issues relating to development and management of Social Sector/Services relating to Health

Context:

  • After the results of Delhi’s first serological survey were announced, Delhi Chief Minister Arvind Kejriwal suggested that the capital was on the road to herd immunity. 
  • The second round of the serological survey conducted by the Delhi government concluded on Friday. 

Developing antibodies:

  • The results of the first survey had shown that nearly a fourth of the respondents had developed antibodies against the novel coronavirus. 
  • The Delhi government intends to use the results of its latest survey “to tailor its (COVID-19) strategy to the changing circumstances”.
  • It plans to make such studies a monthly affair. The health authorities of Mumbai and Ahmedabad have also conducted serological surveys. 
  • These are much-needed endeavours given that several facets of the coronavirus are still in the realm of the unknown. 
  • Experts, however, rightly counsel that the data generated should only be used to draw estimates about the spread of the virus, and not reach conclusions about immunity against the pathogen.
  • After the results of Delhi’s first serological survey were announced, Delhi Chief Minister Arvind Kejriwal suggested that the capital was on the road to herd immunity. Such a sweeping inference is problematic. 
  • The threshold of herd immunity with respect to COVID-19 is uncertain. We do not know what percentage of infected people will ensure immunity to a community.

Immune response:

  • It would also be wrong to extrapolate the data from one pocket onto a broader community. A person starts developing an immune response in about two weeks of contracting the contagion, but we do not know how many antibodies are required to stave off a re-infection. 
  • The jury is still out on whether antibodies offer lasting immunity against the virus. In any case, a positive serology report does not tell if a person has an adequate number of antibodies to repel the pathogen. 
  • Experts reckon that an antibody positive person needs to be tracked for several months to ascertain if she has developed an adaptive immune response to repeated attacks by the virus.

Way forward:

  • The WHO cautions against the use of serological tests for granting immunity passports. But it also recommends such tests for academic purposes that could guide nuanced public health responses. 
  • For example, they can help health authorities to ascertain vulnerabilities on the basis of socio-economic status, geographic location, age-group or gender. 
  • For that to happen, the data has to be disaggregated to account for such variables. 
  • The Delhi government’s decision to collect samples across distinct age groups in its second serological survey is, therefore, a move in the right direction.

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Prelims Questions:

Q.1) With reference to the SpaceX's Demo-2 Crew Dragon spacecraft, consider the following statements:
1. It was the first commercially built and operated spacecraft to carry people to and from orbit.
2. SpaceX's Demo-2 Crew Dragon spacecraft splashdown is the first water landing since 1975, when the NASA astronauts on the joint Apollo-Soyuz test mission returned home. 
Which of the statements given above is/are correct?
A.   1 only
B.   2 only
C.   Both 1 and 2
D.   None 

Answer: C

Mains Questions:
Q.1)What are serological tests?How it is different from genetic test?How serological tests work?

THE GIST of Editorial for UPSC Exams : 08 August 2020 (Mapping the virus (Indian Express))



Mapping the virus (Indian Express)


Mains Paper 2: Health 
Prelims level:Serological tests
Mains level: Issues relating to development and management of Social Sector/Services relating to Health

Context:

  • After the results of Delhi’s first serological survey were announced, Delhi Chief Minister Arvind Kejriwal suggested that the capital was on the road to herd immunity. 
  • The second round of the serological survey conducted by the Delhi government concluded on Friday. 

Developing antibodies:

  • The results of the first survey had shown that nearly a fourth of the respondents had developed antibodies against the novel coronavirus. 
  • The Delhi government intends to use the results of its latest survey “to tailor its (COVID-19) strategy to the changing circumstances”.
  • It plans to make such studies a monthly affair. The health authorities of Mumbai and Ahmedabad have also conducted serological surveys. 
  • These are much-needed endeavours given that several facets of the coronavirus are still in the realm of the unknown. 
  • Experts, however, rightly counsel that the data generated should only be used to draw estimates about the spread of the virus, and not reach conclusions about immunity against the pathogen.
  • After the results of Delhi’s first serological survey were announced, Delhi Chief Minister Arvind Kejriwal suggested that the capital was on the road to herd immunity. Such a sweeping inference is problematic. 
  • The threshold of herd immunity with respect to COVID-19 is uncertain. We do not know what percentage of infected people will ensure immunity to a community.

Immune response:

  • It would also be wrong to extrapolate the data from one pocket onto a broader community. A person starts developing an immune response in about two weeks of contracting the contagion, but we do not know how many antibodies are required to stave off a re-infection. 
  • The jury is still out on whether antibodies offer lasting immunity against the virus. In any case, a positive serology report does not tell if a person has an adequate number of antibodies to repel the pathogen. 
  • Experts reckon that an antibody positive person needs to be tracked for several months to ascertain if she has developed an adaptive immune response to repeated attacks by the virus.

Way forward:

  • The WHO cautions against the use of serological tests for granting immunity passports. But it also recommends such tests for academic purposes that could guide nuanced public health responses. 
  • For example, they can help health authorities to ascertain vulnerabilities on the basis of socio-economic status, geographic location, age-group or gender. 
  • For that to happen, the data has to be disaggregated to account for such variables. 
  • The Delhi government’s decision to collect samples across distinct age groups in its second serological survey is, therefore, a move in the right direction.

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General Studies Pre. Cum Mains Study Material

Prelims Questions:

Q.1) With reference to the SpaceX's Demo-2 Crew Dragon spacecraft, consider the following statements:
1. It was the first commercially built and operated spacecraft to carry people to and from orbit.
2. SpaceX's Demo-2 Crew Dragon spacecraft splashdown is the first water landing since 1975, when the NASA astronauts on the joint Apollo-Soyuz test mission returned home. 
Which of the statements given above is/are correct?
A.   1 only
B.   2 only
C.   Both 1 and 2
D.   None 

Answer: C

Mains Questions:
Q.1)What are serological tests?How it is different from genetic test?How serological tests work?

THE GIST of Editorial for UPSC Exams : 08 August 2020 (Alert amid uncertainty: On RBI holding interest rates (The Hindu))



Alert amid uncertainty: On RBI holding interest rates (The Hindu)


Mains Paper 3: Economy 
Prelims level:CPI inflation rate
Mains level: Indian Economy and issues relating to planning, mobilization of resources, growth, development and employment

Context:

  • The RBI has prudently decided to keep its powder dry for now, citing the “extreme uncertainty” that characterises the current outlook for inflation and economic activity. 
  • Observing that the “unprecedented shock” from the pandemic has left the economy stressed, the RBI said that while the monetary policy committee recognised the primacy of supporting a recovery.It was necessarily mindful of its inflation targeting mandate. 

Inflation target:

  • The picture on prices is clouded by many uncertainties. 
  • While the provisional June CPI inflation reading of 6.1% had edged over the upper bound of the mandated medium-term goal of 4% plus/minus 2%, a spike in food prices as well as cost push pressures from higher transport fuel and raw material prices were combining to obscure the inflation outlook.
  • Vowing to ensure that the policy stance remains ‘accommodative’ for as long as needed to revive growth, Governor Shaktikanta Das emphasised that the RBI was ready to act on rates once a durable reduction in inflation was sighted. 
  • However, the projections remain less than encouraging. The latest round of households’ expectations of price gains in an RBI survey shows that consumers expect inflation to remain elevated in the near term — a finding that the RBI’s assessment broadly backs.

Worrisome future:

  • While the RBI expects the rural economy to turn in a robust recovery on the back of a strong showing by agriculture, a deterioration in consumer sentiment in the central bank’s July survey undermines the prospects for a more broadbased revival in domestic demand. Additionally, external demand faces headwinds from a world economy in recession and as global trade shrinks. 
  • Forecasting a contraction in real GDP in the current fiscal year, the RBI rather optimistically posits that an early containment of the pandemic may impart an upside surprise to its outlook. 
  • Interestingly, its analysis of the macro-economic environment skirts the potential challenges that heightened tensions with China, one of India’s largest trading partners and, in recent years, a source of inbound foreign capital, could pose to the economy. 
  • The central bank has therefore opted to focus its energies on trying to untangle the kinks hindering the flow of credit amid more than adequate liquidity, wary lenders and severely stressed borrowers. 
  • The restructuring, resolution and enhanced gold loan proposals mooted by the RBI acknowledge the sheer scale of the pandemic’s devastation on the finances of firms and households. 

Conclusion:

  • The onus now is on Governor Das to ensure that the stability of the financial sector is safeguarded even as loan terms are reset to protect otherwise viable businesses. 
  • Any harm to financial stability risks undermining the economy as a whole.

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Prelims Questions:

Q.1) With reference to the World Sanskrit Day, consider the following statements:
1. The Sanskrit organisation Samskrita Bharati is involved in promoting the day. 
2. It is celebrated on Shraavanapoornima that is the Poornima day of the Shraavana month in the Hindu calendar.
Which of the statements given above is/are correct?
A.   1 only
B.   2 only
C.   Both 1 and 2
D.   None 

Answer: C

Mains Questions:
Q.1)Highlights the various monetary policy tools of RBI. Also, analysis their impacts on Indian economy.

THE GIST of Editorial for UPSC Exams : 07 August 2020 (Cartographic challenge: On Pakistan’s new map (The Hindu))



Cartographic challenge: On Pakistan’s new map (The Hindu)


Mains Paper 2: International 
Prelims level:Sir creek line
Mains level:  India and its neighborhood- relations

Context:

  • The Ministry of External Affairs has termed Pakistan’s announcement of a new political map, as an exercise in “political absurdity.”
  • The new map asserts its claims on Jammu and Kashmir, Siachen and Sir Creek, and lays a new claim to Junagadh.
  • MEA accused Pakistan of attempting a form of “territorial aggrandisementsupported by cross-border terrorism”. 

Tit for tat:

  • Pakistan’s decision to issue the map was a tit-for-tat manoeuvrein return for India’s decision to reorganise Jammu and Kashmir a year ago. 
  • It appears to reset several agreements with India that have been concretisedover the past 70 years. 
  • The map the Imran Khan government unveiled lays claim to all of Jammu and Kashmir, thus far shown as disputed territory and renames J&K as “Indian Illegally Occupied Jammu and Kashmir”. 
  • The new map leaves the claim line with Ladakh unclear. While each of these acts is outrageousfor New Delhi, it should also be questioned in Islamabad. 
  • Pakistan’s claim to all of J&K, but not Ladakh, goes against its own commitment to adjudicatethe future of all six parts of the erstwhileroyal state of J-K (Jammu, Kashmir, Ladakh, Gilgit-Baltistan, PoK and Aksai Chin) with India. 

Audacious claims:

  • The claims to Siachen and Sir Creek, that have been the subject of several discussions between India and Pakistan, are also a regressivestep. 
  • While both sides had reached an impasseon Siachen, the Sir Creek agreement had made considerable progress, and was reportedly even resolved, pending a political announcement in 2007. 
  • Either way, both were without doubt disputed areas, and Pakistan’s unilateral claim over them is not helpful or conducive to future resolution. 
  • Finally, the move on Junagadh, a former princely state whose accession to India was accepted by Pakistan, opens up a whole new dispute. 
  • While Junagadh was in contention at the time of Partition, the issue was successfully resolved after a referendum was conducted there in February 1948, in which an overwhelming 95% of the state’s residents voted to stay with India.

Conjunction:

  • As New Delhi considers its next moves on this provocation, it should be prepared for Pakistan taking all the issues it has raised with its new map to the international stage. 
  • Pakistan’s actions, while on completely bilateral matters, come in conjunctionwith map-related issues India faces today on two other fronts.
  • One with China at the Line of Actual Control on Ladakh, and another with Nepal at Kalapani and Limpiyadhura (which Nepal’s government has also issued a new map about). 
  • It is surely no coincidence that all three countries objected to the map New Delhi had issued in November 2019, albeitfor different reasons. 

Conclusion:

  • Pakistan’s new map is intended to provokeIndia, and internationalise the border disputes
  • New Delhi must be well-prepared to deal with the three-pronged challenge it will face in the coming months.

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Prelims Questions:

Q.1) With reference to the Metamaterials, consider the following statements:
1. Metamaterials are artificially crafted materials with unique internal microstructures that give them properties not found in nature. 
2. Researchers in the IIT-Madras and the University of Nairobi have used metamaterials to improve detection of defects in large structures by guided wave ultrasound. 
Which of the statements given above is/are correct?
A.   1 only
B.   2 only
C.   Both 1 and 2
D.   None 

Answer: C

Mains Questions:
Q.1)Recent a new political map is unveiled by Pakistan showing all of Jammu & Kashmir, Ladakh, Sir Creek and Junagadh portions on their side. In this context, what are its implication and how India well-prepared to deal such cartographic challenges?

THE GIST of Editorial for UPSC Exams : 07 August 2020 (A global solution for the digital world (Indian Express))



A global solution for the digital world (Indian Express)


Mains Paper 2: International 
Prelims level:OECD
Mains level:  Effect of policies and politics of developed and developing countries on India’s interests

Context:

  • The process to reform international tax rules, that began in 2012, arose primarily because under the existing corporate tax system, traditional businesses were taxed on conventional principles. 
  • However, digital companies paid low taxes by locating their intellectual property in low tax jurisdictions and more so by having minimal or no taxable presence in the market. 
  • Therefore, their profits are not commensurateto their revenues in markets such as India.

 OECD:

  • The Organisation for Economic Co-operation and Development is an intergovernmental economic organisation with 37 member countries, founded in 1961 to stimulate economic progress and world trade. 

Conflicting proposals:

  • In trying to find a solution agreeable to all, multilateral relations have been tested repeatedly. To begin with, conflicting proposals were made by countries. 
  • Some suggested that existing rules were enough and could be updated to appropriately tax profits of digital companies. 
  • Others, including India, stressed that a new basis to establish the taxable presence of these remotely operable companies is necessary. 
  • Nevertheless, the inescapable trade-off between consensus and tax sovereignty remained. 
  • To strike a balance, the OECD weaved various proposals by the US, the UK and India into a unified approach. 
  • Even though the proposal sought to implement a simplified approach, it was fraught with a series of practical complexities. 
  • The most crucial among these being identifying a non-routine profit from a routine profit. 
  • To add to this, the process of implementation would itself require a significant departure from the existing dispute resolution mechanisms.

 OECD:

  • The OECD assured market jurisdictions that down the line, international tax rules will be re-examined and reformed so that tax is paid duly in countries that are the source of such incomes. 
  • However, as the timelines for the finalisation of the programme drew closer, chances of an agreeable outcome seemed bleak.
  • Heightening apprehensions of an impasse, the US announced, in February 2020, that it would implement a unified approach on a safe harbour basis. 
  • The desire for such exclusion would render the agreement meaningless considering that most big technology companies are residents of the US. 
  • The OECD’s estimates were no more encouraging — the proposal, if implemented, would bring 1- 2 per cent of current corporate tax revenues.

 Consensus based solution:

  • Thereafter, with the outbreak of the coronavirus pandemic and the consequent slump in economic activity, governments turned their attention to domestic issues. 
  • To find an interim fix, countries began implementing digital services tax (DST) on gross revenues from online advertising and e-commerce sales. 
  • India expanded the scope of equalisation levy in March 2020, earlier applicable only to online advertising, to the sale of goods and services by e-commerce operators. 
  • Others, such as Indonesia, introduced the electronic transaction tax and the UK passed the digital services tax. 
  • Further, the US’s vacillation over the proposal in June was no assurance of an imminentglobal solution. 
  • The US Treasury Secretary expressed that the US was inclined to pause the digital tax talks.
  • Shortly after, as other countries remained committed to proceed, the US clarified that a consensus based solution was ideal and it would participate in the July talks.

USTR:

  • The Office of the United States Trade Representative (USTR) is the United States government agency responsible for developing and recommending United States trade policy to the president of the United States.
  • It conducting trade negotiations at bilateral and multilateral levels, and coordinating trade policy within the government through the interagency Trade Policy Staff Committee (TPSC) and Trade Policy Review Group (TPRG).

 USTR investigations:

  • In the meantime to stall the proliferationof digital taxes, USTR investigations, under Section 301 of Trade Act 1974, have also been launched against 10 countries, including India. 
  • The investigation will examine if the tax is unfair, unreasonable and unequitable. Consequently, retaliatory tariffs may be imposed to recover the costs of such taxes. 
  • The USTR investigations have a long history and are ironically unilaterally initiated. 
  • It also isn’t the first time that the US and the EU have attempted to settle their disagreement on tax matters by invoking WTO rules. 
  • In 2017, the US’s sweeping “reform” of the tax system included a foreign deduction of intangible incomes — a provision that the EU described as an export subsidy to US corporations by allowing export linked tax deductions.
  • Nevertheless, investigations are underway and a group of companies in the Silicon Valley have made their submission characterising DSTs as discriminatory and a form of leverage to nudge the US to negotiate. 
  • On the contrary, India has clarified that the lower thresholds for the application of the tax would apply more widely to companies of many jurisdictions and is entirely consistent with India’s position under the WTO. 
  • Since it was implemented on April 1 2020, it has not been retrospectively applied and India remains committed to the multilateral process. 
  • The threat of the imposition of tariffs comes at a time when there is an unprecedented slowdown in global trade. 
  • The imposition of tariffs must therefore be weighed against their costs to the domestic economy. 

Conclusion:

  • Despite the recent developments, the G20 remains committed to the process. OECD has set itself an ambitious target and announced that it will deliver the blueprints of design by October this year. 
  • While some allude to a consensus, it is amply clear that the hopes from the process are varied. 
  • To avoid the mutual costs from trade wars, perhaps efforts to modify DSTs into a simpler withholding tax may pave the way for desired reform.
  • A multilateral approach is needed to resolve concerns over digital taxes.

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Prelims Questions:

Q.1) With reference to the HAMMER missiles, consider the following statements:
1. France has recently agreed to supply HAMMER missiles to India for the Rafale combat aircraft.
2. It has been developed by Safran Electronics & Defense for the French Air Force and Navy.

Which of the statements given above is/are correct?
A.   1 only
B.   2 only
C.   Both 1 and 2
D.   None 

Answer: C

Mains Questions:
Q.1)A multilateral approach is needed to resolve concerns over digital taxes. Comment.

THE GIST of Editorial for UPSC Exams : 07 August 2020 (The new cool(Indian Express))



The new cool(Indian Express)


Mains Paper 2: Governance
Prelims level:National Handloom Day
Mains level: Government policies and interventions for development in various sectors

Context:

  • In a country of billions, what has emerged out of the recent health conundrumis the need to be “atmanirbhar”, an emotion that surpasses the human need for acquisitions. 
  • Thus, the rise of the “Made in India” sentiment, which has captured both the hearts and minds of conscious millennials.                                                                       

Reviving the industry:

  • Not surprising then that handlooms are the flavour of the season. After all, the sector employs almost 3.5 million people with each region paying homage to its innate culture through the fabric of freedom. 
  • The movement has been gaining popularity over many years, but a noticeable momentum began four years ago, when the Minister of Textiles Smriti Irani’s #iwearhandloom became a sensation on Twitter, where handspun was celebrated with pride. 
  • This renewed the pledge to both support and resuscitatethe industry.
  • The results were both ingenious and innovative, with not just design interventions with the help of leading style gurus, but also a government grant to the textile ministry for providing financial assistance to languishing weavers.
  • The key is in establishing a direct connection between retailers and weavers to eliminate the middleman, urging e-commerce giants to pitch in. 
  • The textile industry is dominated by women — they constitute almost 72 per cent of it — and the textile minister has offered various schemes like the National Handloom Development Programme to empower them.

Need for foreign investment:

  • Interestingly, Prime Minister, besides being an avid supporter of textiles, has reiterated the need for foreign investment to create employment as well as skill development. 
  • Almost 30 million farmers are a part of producing 60 per cent natural fibres in India, which is the need of the hour to help boost the economy. Most importantly, sustainability is setting the new world order.
  • India’s population, of which 50 per cent is below 25, and more than 65 per cent is below 35, has embraced this message. 
  • Whether it is schools or colleges, handlooms have succeeded in marking their presence in youngsters’ wardrobes. 
  • The fact that designers who have adopted clusters for Ikkat, Chanderi, Maheshwari among others, or even the rise of Banaras as a hotspot, is a sign of the popularity of going eco-friendly. 
  • What has further generated interest is the National Crafts Museum and Hastkala Academy, Pragati Maidan, which showcase short-term courses for the discerning few who would like to equip themselves with knowledge about handloom/craft and Indian textile traditions.

Key opportunities:

  • As we grasp with new realities, the education sector has made strides in incorporating this aesthetic in their curriculum by taking fashion students on trips to clusters. 
  • This has opened a plethoraof opportunities for them. As they enter the real world, they stitch together endearing stories of Indian crafts through their design prowess.
  • The Fashion Design Council of India has taken many steps to support handlooms. 
  • They initiated on Instagram a series titled “Celebrating the Maker” last month where designers paid homage to handloom weavers that they have been associated with. 
  • Another major thrust has been witnessed at the India Fashion Week where handlooms have been given a place of pride and for many years along with Ministry of Textiles, many programmes with designers and clusters have been initiated.
  • On handloom day, the FDCI board has decided that it will allocate from the COVID trust fund an amount to buy unsold stocks from weavers. 
  • The weavers will be identified by the DC handlooms, under the Ministry of Textiles, as well as the handloom designers.

Conclusion:

  • With government support and growing awareness, handlooms have captured the hearts and minds of conscious millennials.

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Prelims Questions:

Q.1) With reference to the Rapid antigen detection test for Covid-19, consider the following statements:
1. It is a test on swabbed nasal samples that detects antigens that are found on or within the SARS-CoV-2 virus.
2. Each antigen has distinct surface features, or epitopes, resulting in specific responses.
Which of the statements given above is/are correct?
A.   1 only
B.   2 only
C.   Both 1 and 2
D.   None 

Answer: C

Mains Questions:
Q.1)What are the key opportunities in national handloom industry?

THE GIST of Editorial for UPSC Exams : 07 August 2020 (With MGNREGA’s help (Indian Express)))



With MGNREGA’s help (Indian Express)


Mains Paper 2: National 
Prelims level: MGNREGA
Mains level:  Welfare schemes for vulnerable sections of the population by the Centre and States and the performance of these schemes

Context:

  • The MGNREGA has created 153.16 crore person-days of employment during April-July. 
  • Not only is this way higher than the 107.24 person-days for the corresponding four months of last fiscal, but also significant compared to the 267.96 crore and 265.35 crore person-days generated in the whole of 2018-19 and 2019-20, respectively. 
  • Moreover, it is necessary to note that April was a washout month.

Surge in demand:

  • With the focus of administrations then on enforcing the lockdown, the 11.93 crore person-days of employment was less than half of that during the same month last year. 
  • The real ramp-uphappened in May (50.88 crore person-days) and June (61.44 crore, an all-time-high), before falling to 28.91 crore in July.
  • In short, MGNREGA has done what it is expected to do even in normal times: Provide work in rural areas during the peak summer months when the rabi crop would already have been harvested and kharif plantings are still to gather pace. 
  • The current times have, of course, been far from normal. MGNREGA is intended primarily as an employment scheme for unskilled rural manual workers. 
  • This time round, though, it was supposed to also cater to migrant labourers returning to their villages. While there are reports of even engineers and graduates enrolling for work, it’s clear how widespread this phenomenon is. 
  • Also, MGNREGA guarantees only 100 days of work to all adult members of a rural household at wage rates ranging from as low as Rs 190 in Chhattisgarh to Rs 309 in Haryana. 
  • Clearly, it cannot substitute for what the returning migrant labourers were earning as drivers, electricians, plumbers, masons and carpenters or even as less-skilled security guards and loaders in factories. It translates into temporary relief at best.

Doing the right thing:

  • Overall, the government has done the right thing by stepping up allocations both for MGNREGA and PDS grains. 
  • But in the end, MGNREGA cannot be any more than a scheme that provides employment during the agricultural lean season for landless labourers and marginal cultivators. 
  • Now, the focus has to be on getting people, including the migrant labourers, back to normal work.

Conclusion:

  • MNREGA has helped mitigateincreased rural distress due to Covid. Now, focus on getting people back to normal work.

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Prelims Questions:

Q.1) With reference to the Tariff Rate Quota Scheme, consider the following statements:
1. Under the scheme, the government allows import of only maize and milk. 
2. Recently the Centre has notified norms for import of 5 lakh tonnes of maize under Tariff Rate Quota Scheme during the current financial year at a concessional customs duty of 15 %. 

Which of the statements given above is/are correct?
A.   1 only
B.   2 only
C.   Both 1 and 2
D.   None 

Answer: B

Mains Questions:
Q.1)What are the issues involved in the proper implementation of the MGNREGAscheme?

THE GIST of Editorial for UPSC Exams : 07 August 2020 (Bank and the Covid Pain (Indian Express))



Bank and the Covid Pain (Indian Express)


Mains Paper 3: Economy 
Prelims level:Bank nationalisation 
Mains level: Indian Economy and issues relating to planning, mobilization of resources, growth, development and employment

Context: 

  • An irony of history is that PM Indira’s speech to the nation at 8.30 pm in 1969, announcing “bank nationalisation is being done to allocate credit to farmers, small enterprises and the self-employed” was drafted by I G Patel. 
  • But by 1979, the then RBI Governor Patel wisely reflected: “Credit is not a gift or a subsidy and it has to be repaid. 
  • Otherwise any credit expansion, no matter how worthy the recipient or cause, will only waste scarce national resources that a poor country cannot afford. 
  • To encourage anybody to incur debt which cannot be repaid or to encourage wilful non-repayment, would be to mock the very concept of development and elimination of poverty.” 
  • COVID creates deep pain but we must resist consistently choosing borrowers over lenders and persist with our multi-year five-pillar strategy to sustainably raise our Credit to GDP ratio from 50% to 100%.

Key lessons learned:

  • A modern economy grows by lending and a modern state is a welfare state. 
  • But fiscal constraints or natural disasters often create temptations to disguise spending as lending. 
  • COVID’s pain is breeding unreasonable requests like interest waivers, endless moratorium extensions, blanket one-time restructurings, fudging accounting, reducing capital adequacy, 24-month IBC suspension, etc. 
  • It’s also breeding an academic blame game that insists the problem pertains to personalities, not structure. 
  • The last 50 years suggest that the Diet Coke approach to banking — taste without the calories — doesn’t work in raising the financial inclusion of migrants, self-employed, and MSMEs. 

The last 20 years have given three lessons:

  • Giving loans is easier than getting them back (corporate credit growing from Rs 18 lakh crore in 2008 to Rs 54 lakh crore in 2014 created a Rs 12 lakh crore bad loan problem);
  • The breaking the thermometer doesn’t help the fever (disallowing accounting fudging and restructuring would have saved Rs 7 lakh crore because banks would have run out of capital) and
  • The government banks need more than capital (their risk-weighted assets are lower than two years ago despite a Rs 2 lakh crore capital infusion).History recommends patiently balancing financial inclusion and stability by persisting with our five-pillar strategy.

Five-pillar strategy:
Bank competition:

  • India had 82 banks in 1924, 97 in 1947, and has 95 scheduled commercial banks today.
  • Socialism is essentially capitalism without competition — our bank drought represents the zero-sum mentality of socialism.
  • Raising credit availability and lowering its price needs competition-driven innovation.
  • Capital should be chasing Indian banking given its high net interest margins, high market cap to book value ratios, and massive addressable market.
  • Yet, the RBI’s on-tap licencing has few applications pending. We need many more banks.

Private Bank Governance:

  • Private banks are only 30 per cent of deposits but 80 per cent of bank market capitalisation, 77 per cent of incremental deposits, and 77 per cent incremental loans.
  • Private banks are a special species — society does not allow anybody else 20 times leverage, but this makes privatised gains and socialised losses possible.
  • Recent accidents suggest problems with public shareholder collective action and the attention, skill, and courage of board directors.
  • Private bank governance must move from a jaagir (perpetual private fiefdom) to amaanat (trustees that hand over in better condition to the next generation).

Government Bank governance:

  • Government banks and companies sometimes have the wrong “tone from the top” that says the return on equity and market capitalisation doesn’t matter.
  • But as Warren Buffet says, equity markets may be voting machines in the short run but they are weighing machines in the long run.
  • Over 10 years, government companies have sunk from 30 per cent of India’s market capitalisation to 6 per cent.
  • Government banks mirror this decline — their 70 per cent bank deposit share translates to only 20 per cent bank market capitalisation share.
  • Many have irrational employee costs to market capitalisation ratios (Bank of India, 58 per cent, Canara Bank, 77 per cent, and Punjab and Sind Bank, 155 per cent).
  • We need only four government banks with strong governance and no tax access for capital.

RBI’s regulation and supervision:

  • Recent accidents in financial institutions reinforce the importance of statutory auditors, ethical conduct, shareholder self-interest, and risk management.
  • But they also suggest a first-principles review that raises the RBI’s regulation and supervision game.
  • Zero failure is impossible, but the RBI should boldly re-imagine its current mandate, structure and technology.

Non-bank regulatory space:

  • A regulatory apartheid traditionally existed between banks and non-banks.
  • But progress in payments, MSME lending, and consumer credit suggest that non-banks are important for financial inclusion.
  • They need more regulatory space and supervision.

 Calibrating exit strategy:

  • Progress is underway. Forex reserves are at a high and interest rates at a low. Borrower rate transmission is improving. 
  • Our billion digital mobile payments a month target has been reached and replaced by a new target of a billion payments a day. Bank and NBFC accidents have seen orderly resolution. 
  • The RBI’s bank governance note is open for comments. The RBI has an internal committee to review bank licencing and capital norms. 
  • It is creating a new specialised cadre for supervision and creating a college of supervisors. 
  • The RBI is raising its supervisory technology investments and revamping early warning models. It is finalising an ambitious five-year vision for HR and technology. 
  • RBI has proposed licencing competitors to the NPCI. “Phone” banking and board lobbying in government banks has stopped. 
  • The IBC is a world-class bankruptcy law that will soon resume with vigour.
  • Deposit insurance limits have been raised with a risk-based premium framework proposed. And the RBI is calibratingan exit strategy for emergency COVID measures.

Conclusion:

  • Bank nationalisation captured the idealism of the 1967 Hazari Committee (nationalising banks to democratise credit) and the 1955 Avadi Resolution (controlling a myopic private sector). 
  • This idealism didn’t deliver — our credit to GDP ratio is embarrassing (same as Bangladesh and lower than Iran) and the bad loan problem is unaffordable. 
  • God willing, we won’t test the RBI’s COVID worst-case scenario of 14.7 per cent bad loans but handling the inevitable COVID bank pain needs resisting short-termism.

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Prelims Questions:

Q.1) With reference to the social media and armed forces, consider the following statements:
1. The Counter Intelligence (CI) units of the Military Intelligence (MI) have been asked to be more pro-active in detecting violation of protocols for social media and smartphones.
2. Number of social media sites and applications had been banned for serving personnel.
Which of the statements given above is/are correct?
A.   1 only
B.   2 only
C.   Both 1 and 2
D.   None 

Answer: C

Mains Questions:
Q.1) Describe the five-pillar strategy behind bank nationalisation in India. What are reasons the behind their failures? 

THE GIST of Editorial for UPSC Exams : 07 August 2020 (The new L-G (Indian Express))



The new L-G (Indian Express)


Mains Paper 2: Governance 
Prelims level:Lieutenant Governor
Mains level: Important aspects of governance, transparency and accountability

Context:

  • Lieutenant Governor G C Murmu’s abrupt departure from the Raj Bhavan at Srinagar, and the quick appointment of his successor has shone timely light on the continuing absence of democratic political processes in Jammu & Kashmir.
  • Last August’s changes in J&K’s constitutional status have only served to exacerbatethis absence. 

Losing faith in Delhi:

  • For two years, J&K has been ruled by an increasingly powerful bureaucracy, which has become even more empoweredsince last year’s changes. 
  • Too often, it sees people as numbers and development plans as power point presentations, and lacks accountability. 
  • One year after the BJP-led NDA government stripped J&K of its special status and carved it into two Union Territories, it may baskin its fait accompli.
  • But its biggest failure in the former state, or even in its own cause, is to have taken away people’s agency, disempowering them while claiming to do the opposite.
  • The jailing of mainstream politicians, that too for prolonged periods with no apparent justification, has led to the defenestratingof the very leaders who might have mediated between Delhi and Kashmir. 
  • Some, including former chief minister Mehbooba Mufti, remain under official detention, while others have been released, but are still not free to go back to their politics. 
  • Those who have found their voice after months of silence, such as former chief ministers Omar Abdullah and Farooq Abdullah, have spoken about losing faith in Delhi.

 Elections only way:

  • Even the Jammu & Kashmir Apni Party, seen as the government’s specially curated political party, is reluctant to take Delhi’s case to the people of the Valley. 
  • Either reluctant or clueless about how to restart a political process, Delhi is dependent, therefore, on the office of the Governor to do its work of outreach. 
  • But an ex-bureaucrat like Murmu, or even a politician such as his successor Manoj Sinha in the Raj Bhavan at Srinagar, is no replacement for a democratically elected executive who will be accountable to its people.
  • The only way out of the political cul de sacthat the NDA government may be reversing itself into in the Valley is to put the changes it brought in last year before the people. 
  • That means elections, but before that, the unimpededrestoration of political discourse, release of the remaining political prisoners, restoration of freedom of assembly, and of the freedom of speech, which includes the return of full speed internet. 

Conclusion:

  • A political vacuum, presided over by a governor, with the help of an all-powerful bureaucracy that has little connect with people, is a recipe for worsening the situation in Kashmir.
  • But changing occupant of Raj Bhavan can be no answer in Kashmir. 
  • It needs revival of political process, elected assembly.

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Prelims Questions:

Q.1) With reference to the new insider trading norms, consider the following statements:
1. The structured digital database will be preserved for a period of at least 8 years after completion of the relevant transactions. 
2. Entities would have to file the non-compliance of code of conduct with the stock exchanges, and the amounts if any collected for such non-compliances would be credited to the Investor Protection Education Fund administered by SEBI.
Which of the statements given above is/are correct?
A.   1 only
B.   2 only
C.   Both 1 and 2
D.   None 

Answer: C

Mains Questions:
Q.1) How the state of Jammu and Kashmir will cease to exist? Elaborate 

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