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(Download) NCERT Book For Class XII : Business Studies (Part -2)

(Download) NCERT Book For Class XII : Business Studies (Part-2)

Business Finance and Marketing

Table of Contents

  • CHAPTER 9: BUSINESS FINANCE
  • CHAPTER 10: FINANCIAL MARKETS
  • CHAPTER 11: MARKETING
  • CHAPTER 12: CONSUMER PROTECTION
  • CHAPTER 13: ENTREPRENEURSHIP DEVELOPMENT

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Gist of The Hindu:May 2021

Gist of The Hindu: May 2021

Jal Jeevan Mission deploys sensor-based IoT devices to monitor rural drinking water supply systems

  • The Ministry of Jal Shakti has decided to take the digital route to use sensor-based IoT devices to effectively monitor the implementation of Jal Jeevan Mission (JJM) in more than six lakh villages. 

About:

  • National Jal Jeevan Mission in collaboration with Tata Community Initiatives Trust (TCIT) and Tata Trusts recently completed pilot projects in several remote villages of five States i.e., Uttarakhand, Rajasthan, Gujarat, Maharashtra, and Himachal Pradesh.
  • A key feature of these pilots has been the use of frugal yet sturdy sensors, which makes the solution scalable and sustainable.
  • One of the key challenges posed to the team was to develop a robust solution at a fraction of the water infrastructure costs (<10-15% of total scheme capex) without compromising on quality or functionality. These costs are expected to reduce further at scale.
  • The Internet of Things (IoT) based remote monitoring provides near real-time information without any manual intervention by using sensors. 
  • This would not only allow effective monitoring and management on-ground, but also enable real-time visibility to State water supply/ PHED officials, and citizens, said the government.
  • The pilots have led to several outcomes as it has helped identify distribution issues – such as outages, leakages, low pressure, etc. and led to resolution across sites.

Hypnea indica

  • New species of red algae discovered. They were named Hypnea indica (after India) and Hypnea bullata.
  • They grow in the intertidal regions (an area that is submerged during the high tide and exposed during low tides) of the west, south east Indian coast.
  • Red algae are one of the earliest eukaryotic algae,mostly found in marine habitats.They are red because of the presence of the pigment phycoerythrin.

India, Mauritius free trade agreement 

  • Several Indian products will enjoy the benefit of greater market access at concessional duties in Mauritius as the free trade agreement signed between the two countries will come into effect from April 1.
  • India and Mauritius signed the Comprehensive Economic Cooperation and Partnership Agreement (CECPA), a kind of free trade pact, on February 22.
  • Both sides have completed their internal legal procedures and the India-Mauritius CECPA will enter into force on 01 April 2021.
  • The pact covers 310 export items for India, including food and beverages, agricultural products, textile and textile articles, base metals, electricals and electronic item, plastics and chemicals, and wood.
  • India has offered around 95 sub-sectors from the 11 broad services sectors, including R&D, telecommunication, financial, distribution, higher education, environmental, health, and transport services.
  • It added that Indian exporters have to obtain a Certificate of Origin (CoO) from the authorised Indian agencies to avail the preferential benefits under the agreement.

International treaty for pandemic preparedness and response

  • Leaders of several nations including UK, Germany, France, Indonesia etc along with World Health Organisation(WHO) called on the international community to work towards ITPPR.
  • Main goal would be to foster a comprehensive, multi-sectoral approach to strengthen national, regional and global capacities and resilience to future pandemics.
  • It aims to be better prepared to predict, prevent, detect, assess and effectively respond to pandemics ina highly coordinated fashion.

Government slashes rates on small savings schemes by up to 1.1%

  • The government has sharply slashed the rates on all small savings instruments for the first quarter of 2021-22.

About:

  • This bringing the rate of return on the Public Provident Fund down from 7.1% to 6.4% and effecting cuts ranging from 40 basis points (0.4%) to 110 basis points (1.1%).
  • The sharpest cut announced earlier was seen in the quarterly interest rate paid on one-year term deposits, from 5.5% in the January to March quarter to 4.4% in this quarter. 
  • The rate of return on the Senior Citizen Savings’ Scheme was cut from 7.4% to 6.5%, while the Sukanya Samriddhi Account Scheme’s return was reduced from 7.6% to 6.9%.
  • The interest rate paid on National Savings Certificate and Kisan Vikas Patra were also reduced from 6.8% to 5.9%, and from 6.9% to 6.2%.
  • The Kisan Vikas Patra, which used to mature in 124 months, will now mature in 138 months.

AIM-PRIME

  • Atal Innovation Mission (AIM), NITI Aayog launched AIM-PRIME (Program for Researchers on Innovations, Market-Readiness and Entrepreneurship).

About:

  • It is an initiative to promote and support science-based deep-tech startups and ventures across India.
  • AIM has joined hands with Bill & Melinda Gates Foundation (BMGF) to launch this nationwide program which will be implemented by Venture Center - a non-profit technology business incubator.
  • Deep technology is an outcome of very intense research and development (R&D) with high knowledge content. 
  • The benefits of this program are aimed at addressing specific issues through training and guidance over a period of 12 months. 
  • Candidates selected for the program will get access to in-depth learning via a comprehensive lecture series, live team projects, exercises, and project-specific mentoring.
  • They will also have access to a deep tech startup playbook, curated video library, and plenty of peer-to-peer learning opportunities. 
  • The AIM-PRIME program is specifically tailored for the rapid scaling up of deep-tech science ventures in India, providing not just the necessary intellect and support but also the exposure they rightly deserve.
  • The announcement was made as a part of the virtual programme attended by officials of AIM, NITI Aayog, BMGF, Venture Centre,Incubators, startups and mentor amongst other beneficiaries.

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(Download) NCERT Book For Class XII : Business Studies (Part -1)

(Download) NCERT Book For Class XII : Business Studies (Part-1)

Principles and Functions of Management

Table of Contents

  • CHAPTER 1 : NATURE AND SIGNIFICANCE OF MANAGEMENT
  • CHAPTER 2 : PRINCIPLES OF MANAGEMENT
  • CHAPTER 3 : BUSINESS ENVIRONMENT
  • CHAPTER 4 : PLANNING
  • CHAPTER 5 : ORGANISING
  • CHAPTER 6 : STAFFING
  • CHAPTER 7 : DIRECTING
  • CHAPTER 8 : CONTROLLING

Printed Study Material for IAS Pre General Studies (Paper-1)

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(Success Story) UPSC 2020 TOPPER, Mithun Premraj's (Rank-12) Strategy To Crack UPSC Exams 2020



(Success Story) UPSC 2020 TOPPER, Mithun Premraj's (Rank-12) Strategy To Crack UPSC Exams 2020



30-year-old Dr Mithun Premraj is yet another doctor who sailed through the UPSC Civil Services Examination this year and secured an all India rank of 12 in UPSC CSE 2020. This was Mithun's 5th attempt and it only goes on to show that Hard work and Tenacity are the two best skills one can have when diving into the world of civil services. Mithun is an MBBS graduate from  JIPMER, Pondicherry, originally a resident of Kozhikode, Kerala, where he has served as a doctor under the National Health Mission. 

UPSC CSE 2020 AIR-12 Mithun Premraj's Winning Strategy

Knowing Your Weakness

Mithun recommends starting with the basic NCERT Books PDF and then going through the standard books as recommended by experts over the years. Mithun has qualified prelims thrice and mains twice, sitting for interviews in his second attempt in 2017 and his 4th attempt in 2019. However, he could not qualify for the final merit list. He finally realised where he was lacking. It was in his answer writing practice.

Getting Started) Overview of UPSC Personality Test (IAS Interview) | IAS  EXAM PORTAL - India&#39;s Largest Community for UPSC Exam Aspirants.

Because his UPSC MAINS marks were not good enough, despite having relatively good interviews, his collective marks could not qualify the required cut-offs. Having realised his shortcoming, Mithun concentrated heavily on writing answers in this attempt. As he had already gone through the content for the exam multiple times through his exhaustive attempts, he now decided to focus on presenting his knowledge better.

Strengthening His Answer Writing Skills

Mithun stresses writing answers daily, at least between prelims and mains. He practised by picking up the current news items each day and creating notes on this topic following the answer structure recommended for UPSC. 

For example, if we take a topic such as the Farm Bills, Mithun would create notes that follow this pattern – 

  • Start with when and why the bills were introduced.
  • The content of the bills.
  • The pros of these reforms.
  • The cons they might present.
  • And finally, a balanced conclusion based on thorough analysis.

To be able to present an analytical thought process, Mithun read opinion pieces and Editorials in Newspapers. This helped him build up the required temperament one needs to take a look at questions and analyze the topic at hand and present a well thought out answer.

Furthermore, Mithun wrote at least one answer daily. As someone who is a slow writer, this process helped him develop better writing speed and answer the complete mains paper. He wrote test series and ensured he paid attention to the assessment mentors and teachers made of his answers. Slowly, he started self-assessing the answers he wrote. This allowed him to better understand what kind of write-ups are up to the mark. As a result, when he finally wrote the mains papers, he could ensure each of the answers he wrote went above and beyond the requirement.

Mithun managed to score high on his mains after all the effort and fetch the impressive rank that he did. In the end, despite multiple losses, Mithun's unending spirit ensured he finally achieved his dreams.

Best of Luck.

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(MCQ) NCERT Books Class-9 : Contemporary India (New)

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(MCQ) NCERT Books Class-9 : Contemporary India (New)

1. India is third most densely populated country after Bangladesh and Japan. Consider the statements about population distribution in India and choose the correct ones:
1. Delhi is the only administrative unit of India with more than 1000 people per square kilometer.
2. Uttar Pradesh, Bihar, West Bengal and Kerala are the states with maximum density of population.
3. Assam is the only North Eastern State with density of population more than National average.
Code:
a) 1 and 2 only b) 1 and 3 only
c) 2 and 3 only d) All the above
Answer . C

2. Climate is an important geographical phenomenon which determines many things like vegetation, fauna and comfort of living. Consider the following statements in this regard and pick out the incorrect ones:
1. Weather refers to the sum total of weather conditions and variations over a large area for a long period of time.
2. Climate refers to the state of the atmosphere over an area at any point of time.
Code:
a) 1 only
b) 2 only
c) Both 1 and 2
d) Neither 1 nor 2
Answer . C

3. Consider the following statements about the retreating monsoon and subsequent periods and identify the correct ones.
1. Monsoon retreats rapidly from Northern half of the peninsula and gradually from southern half.
2. North Easterlies prevail over the country in winter.
3. Some amount of rainfall occurs in Tamil Nadu coast in winter.
Code:
a) 1 and 2 only
b) 1 and 3 only
c) 2 and 3 only
d) All the above
Answer . C

4. Consider the following statements about the characteristics of Indian Monsoon.
1. Monsoon season of India is associated with continuous rain fall without breaks.
2. Monsoon causes flood as well as drought.
3. Monsoon winds are pulsating and unstable in nature and direction.
4. Tropical cyclones originate in Andaman Sea and causes heavy rain in eastern coast of India post retreat of monsoon.
Which of these is/are not correct?
a) 1 only
b) 1 and 2 only
c) 4 only
d) 1 and 3 only
Answer . A

5. Consider the following statements about Rivers of India. Which of them is/are not correct?
1. Himalayan rivers tends to form oxbow lakes in their upper course.
2. The area drained by a single river and its tributaries is called a river system.
3. Gorges are seen in the upper course of the Himalayan Rivers.
Code:
a) 1 and 2 only
b) 2 only
c) 2 and 3 only
d) 1 and 3 only
Answer . A

 

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(Download) NCERT Book For Class XII : Sociology (Indian Society)

(Download) NCERT Book For Class XII : Sociology (Indian Society)

Table of Contents

  • Chapter 1
    Accounting for Not-for-Profit Organisation
  • Chapter 1
    Introducing Indian Society
  • Chapter 2
    The Demographic Structure of the Indian Society
  • Chapter 3
    Social Institutions: Continuity and Change
  • Chapter 4
    The Market as a Social Institution
  • Chapter 5
    Patterns of Social Inequality and Exclusion
  • Chapter 6
    The Challenges of Cultural Diversity
  • Chapter 7
    Suggestions for Project Work

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